1304 E Short St, Bloomington, IN 47401 Property Records

Monroe County property record for 1304 E Short St, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 2024
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Tax Bill	$3,743 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jul 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-70250-26`

Property Details

APN / Parcel Number

Primary APN	`015-70250-26`
Alternative APN	`53-08-10-214-007.026-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
1st Floor Area	1,340 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	015-70250-26
Street Address	1304 E SHORT ST
City	BLOOMINGTON
State	IN
Zip	47401-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-70250-26 BLOOMINGTON CO-OP LOT 26
Legal Lot Number	26
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3003
Census Tract	1001

Owner

Source: Monroe County assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1304 E SHORT ST, BLOOMINGTON, IN 47401-6725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit GERMAN-AMERICAN STATE BANK
Jul 16, 2024	Warranty Deed, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1304 E SHORT ST, BLOOMINGTON, IN 47401-6725
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S WALNUT ST, BLOOMINGTON, IN 47401-4649

Mortgage

Document Number	2023007198
Date	Jun 30, 2023
Instrument	2023007198

Lender

Name	GERMAN-AMERICAN STATE BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2024

Interest

Rate Type	Adjustable Rate

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 16, 2024
Property Address	1304 E SHORT ST, BLOOMINGTON, IN 47401-6725
Document Number	2024007351
Map Reference	INST 201900
Instrument Date	Jul 12, 2024
Instrument	2024007351
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E SHORT ST, BLOOMINGTON, IN 47401-6725

Mortgage

Document Number	2024007352
Date	Jul 16, 2024
Instrument	2024007352

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,743.00 (+143.84%)	$405,700 (+440.93%) Land $75,000 Building $330,700	$405,700 (+440.93%) Land $75,000 Building $330,700
2024	$1,535.00 (+1.12%)
2023		$75,000 (-) Land $75,000	$75,000 (-) Land $75,000
2022	$1,518.00	$75,000 Land $75,000	$75,000 Land $75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1989–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: IsoFusion.

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