1304 E Main St, Urbana, IL 61802 Property Records

Champaign County property record for 1304 E Main St, Urbana, IL 61802

Property Summary

Property TypeExempt (Full or Partial)
Lot Size1.5 acres (65,340 sqft)
OwnerCompany Name on Record
Deeds & MortgagesSep 2021 Line of Credit
Sep 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN91-21-09-379-012

Property Details

APN / Parcel Number

Primary APN91-21-09-379-012

Exterior

Lot Area65,340 sqft (1.5 acres)

Location & Zoning

Street Address1304 E MAIN ST
CityURBANA
StateIL
Zip61802-2832
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal DescriptionLOTS PT 5, 6 KEGLEYS, LAURA M., SUB
Legal Range09E
Legal Township19N
Legal Section09
Legal SubdivisionKEGLEYS, LAURA M., SUB
Legal Lot Number6
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCUNNINGHAM
Census Block Group1
Census Block1005
Census Tract5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1304 E MAIN ST, URBANA, IL 61802-2832
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Line of Credit
BUSEY BANK
Sep 21, 2020Loan Modification, Mortgage
BUSEY BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address1304 E MAIN ST, URBANA, IL 61802-2832
Transaction TypeMortgage
Record UpdatedOct 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023009
DateSep 27, 2021
Instrument2021R23009
Lender
NameBUSEY BANK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address1304 E MAIN ST, URBANA, IL 61802-2832
Document Number0000019376
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address508 E CHURCH ST CHAMPAIGN IL 618203804, CHAMPAIGN, IL 61820-3804

Mortgage

Document Number0000019376
DateSep 23, 2020
Instrument19376
Lender
NameBUSEY BK
TypeBank
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionCunningham Township
MunicipalityUrbana City
Unified School DistrictUrbana School District 116 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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