1304 E Gary Ave, Ponca City, OK 74601 Property Records

Kay County property record for 1304 E Gary Ave, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,191 sqft · built 1955
Lot Size	0.227 acres (9,888 sqft)
Owner	Company Name on Record
Last Sale	$76,000 (Mar 2022)
Tax Bill	$881 (2025)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0030-00-003-012-0-002-00`

Property Details

APN / Parcel Number

Primary APN	`0030-00-003-012-0-002-00`
Alternative APN	`130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	1,191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2009
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	9,888 sqft (0.227 acres)
Garage Type	Mixed
Garage Area	312 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Shed	1 Shed
Shed Area	312 sqft
Canopy	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	130
Street Address	1304 E GARY AVE
City	PONCA CITY
State	OK
Zip	74601-2931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P C - ACRE HOMES BLK 3 - PT OF LOTS 12-13 BEG 21.65' W NE/C LOT 12 TH E104.15' SWLY 154.9' NWLY 44.8' TH N123.3' TO POB
Legal Range	02E
Legal Township	26N
Legal Section	22
Legal Subdivision	ACRE HOMES
Legal Block	3
Legal Lot Number	12,13
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1002
Census Tract	201

Owner

Source: Kay County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	159 FERN DR, PONCA CITY, OK 74604-5146
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN EQUITY BANK
Feb 26, 2018	Deed of Trust, Mortgage · Line of Credit EQUITY BK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Nov 2, 1994 · Amount on Record
Deed Document Number	20221707
Deed Book / Page	1898 / 535
Prior Transfer Date	Jan 24, 2006
Prior Transfer Doc	0013450705
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Mar 4, 2022
Property Address	1304 E GARY AVE, PONCA CITY, OK 74601-2931
Document Number	I2022001707
Book / Page	1898 / 535
Instrument Date	Mar 4, 2022
Instrument	I-2022-001707
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1705 HATHAWAY ST, PONCA CITY, OK 74604-4426

Mortgage

Document Number	I2022001708
Date	Mar 4, 2022
Instrument	I-2022-001708

Lender

Name	AMERICAN EQUITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1304 E GARY AVE, PONCA CITY, OK 74601-2931
Document Number	0000001693
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E GARY AVE PONCA CITY OK 746012931, PONCA CITY, OK 74601-2931

Mortgage

Document Number	0000001693
Date	Mar 8, 2018
Book Page	001770/000349
Instrument	1693

Lender

Name	EQUITY BK SSB
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Municipality	Ponca City
Unified School District	Ponca City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (+6.02%)	$9,217 (+4.99%) Land $727 Building $8,490	$87,128 (-5.14%) Land $7,406 Building $79,722
2024	$831.00 (+3.1%)	$8,779 (+5.01%) Land $693 Building $8,086	$91,850 (+20.86%) Land $6,665 Building $85,185
2023	$806.00	$8,360 Land $680 Building $7,680	$76,000 Land $6,180 Building $69,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	33 (1979–2025)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #3 serves 1,000 people · EPA ID OK3003602
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ponca City Utility Authority Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chisholm Broadband, Nextlink, T-Mobile.

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