1304 E Cedar Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 1304 E Cedar Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1975
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,000 (Jun 2022)
Tax Bill	$2,141 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01027 03001`

Property Details

APN / Parcel Number

Primary APN	`01027 03001`
Alternative APN	`104860`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,008 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1304 E CEDAR AVE
City	GASTONIA
State	NC
Zip	28054-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OZARK MILL PROPERTY BLK 7 L 2 01 027 030 01 000
Legal Subdivision	PROPERTY OF OZARK INVESTMENT COMPANY
Legal Block	7
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3002
Census Tract	32000

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1131 ALLEGIANCE DR, CHARLOTTE, NC 28217-3907
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Aug 11, 1999 · Amount on Record
Deed Book / Page	5342 / 2272
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jun 8, 2022
Property Address	1304 E CEDAR AVE, GASTONIA, NC 28054-3509
Document Number	0053422272
Book / Page	5342 / 2272
Map Reference	MB 4 PG 69
Instrument Date	Jun 6, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 ALLEGIANCE DR, CHARLOTTE, NC 28217-3907

Mortgage

Document Number	0053422277
Date	Jun 8, 2022
Instrument	5342/2277

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 5, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,141.00 (-1.02%)	$200,340 (-) Land $14,000 Building $186,340
2023	$2,163.00	$200,340 Land $14,000 Building $186,340
2021			$84,170 Land $10,000 Building $74,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20