1304 E 8th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 1304 E 8th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,375 sqft · built 1976
Lot Size	0.528 acres (22,999 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2019)
Tax Bill	$3,637 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11122-000-000`

Property Details

APN / Parcel Number

Primary APN	`11122-000-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,375 sqft Living Area
1st Floor Area	1,975 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	22,999 sqft (0.528 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	140 sqft
Driveway	Driveway
Driveway Area	576 sqft
Pool Area	420 sqft
Porch	Florida Room
Porch Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1304 E 8TH ST
City	LYNN HAVEN
State	FL
Zip	32444-1969
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRA
Legal Description	10 3S 14W -6.1- BEG 400 W OF INTERSECTION OF N R/W 8TH ST & W R/W DELAWARE AVE TH N 231.06 M/L W 100.02 S 229.32 M/L E 100 TO POB AKA LOT 5 COUNTRY CLUB GARDENS ORB 4167 P 1783
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	COUNTRY CLUB GARDENS
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1024
Census Tract	1402

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1304 E 8TH ST, LYNN HAVEN, FL 32444-1969
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CU
Sep 13, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Aug 18, 2015 · Amount on Record
Deed Document Number	201981517
Deed Book / Page	4167 / 1783
Prior Transfer Date	Jan 13, 2011
Prior Transfer Doc	0032962204
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1304 E 8TH ST, LYNN HAVEN, FL 32444-1969
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 COLORADO AVE, LYNN HAVEN, FL 32444-1936

Mortgage

Document Number	0050120134
Date	Mar 12, 2026
Book Page	5012/134
Instrument	2026015076

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 13, 2019
Property Address	1304 E 8TH ST, LYNN HAVEN, FL 32444-1969
Document Number	0041671783
Book / Page	4167 / 1783
Instrument Date	Sep 10, 2019
Instrument	2019081517
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5573 E STAGELINE DR, 5573, BOISE, ID 83716-9052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E 8TH ST, LYNN HAVEN, FL 32444-1969

Mortgage

Document Number	0041671785
Date	Sep 13, 2019
Instrument	4167/1785

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,637.00 (-1.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$288,392 (+5.99%)	$345,457 (+9.06%) Land $77,000 Building $268,457
2024	$3,685.00 (+2.99%)
2023	$3,578.00 (+9.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$272,101 (+3%)	$316,766 (+14.69%) Land $72,050 Building $244,716
2022	$3,261.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$264,176	$276,201 Land $52,800 Building $223,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 121 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	121 in force
Nearby Flood Claims	88 (1995–2021)
Claims Outside the SFHA	40 of 88
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 45 claims Severe Storms And Flooding, Jul 2013 · 4 claims Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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