1304 E 7th St, Vinton, IA 52349 Property Records

Benton County property record for 1304 E 7th St, Vinton, IA 52349

Property Summary

Property Type	Mobile Home
Details	3 bd · 3 ba · 2,280 sqft · built 2002
Lot Size	3.28 acres (142,876 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2012)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	May 2017 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24081525`

Property Details

APN / Parcel Number

Primary APN	`24081525`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Building Area	2,280 sqft Living Area
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Modular
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	142,876 sqft (3.28 acres)
Garage Type	Detached
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Deck Area	150 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1304 E 7TH ST
City	VINTON
State	IA
Zip	52349-2387
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CHAPIN ADD LOT 11,12,13,& 14
Legal Subdivision	CHAPINS
Legal Lot Number	11-14
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2002
Census Tract	960300

Owner

Source: Benton County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 E 7TH ST, VINTON, IA 52349-2387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2017	Deed of Trust, Mortgage · Line of Credit KEYSTONE SAVINGS BANK
May 26, 2022	Quit Claim Deed, Transfer · Conventional Mortgage KEYSTONE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2012 · Amount on Record
Deed Sale	Jun 28, 2012 · Amount on Record
Deed Book / Page	12 / 2706
Last Transfer Date	May 25, 2022
Transfer Doc	0000002415
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	1304 E 7TH ST, VINTON, IA 52349-2387
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E17/0771
Date	May 17, 2017
Book Page	E17/0771

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank
Address	CENTER POINT, IA 52213

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 8, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON IA
Recording Date	May 26, 2022
Property Address	1304 E 7TH ST, VINTON, IA 52349-2387
Document Number	0000222415
Instrument Date	May 23, 2022
Instrument	22-2415
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 E 7TH ST, VINTON, IA 52349-2387

Mortgage

Document Number	0000222416
Date	May 26, 2022
Instrument	22-2416

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 Homeowner's exemption	$258,200 (+6.39%) Land $72,800 Building $185,400	$258,200 (+6.39%) Land $72,800 Building $185,400
2024	$4,356.00 (+5.22%)
2023		$242,700 (+20.57%) Land $71,400 Building $171,300	$242,700 (+20.57%) Land $71,400 Building $171,300
2022	$4,140.00 Homeowner's exemption	$201,300 Land $57,100 Building $144,200
2021			$201,300 Land $57,100 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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