1304 E 16th St, Kearney, NE 68847 Property Records

Buffalo County property record for 1304 E 16th St, Kearney, NE 68847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,474 sqft · built 2015
Lot Size	0.22 acres (9,579 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Oct 2009)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`60187100011684`

Property Details

APN / Parcel Number

Primary APN	`60187100011684`
Alternative APNs	`3653-06-3-01012-000-0005` `601871000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,474 sqft Total Area
1st Floor Area	1,474 sqft
Basement Area	1,474 sqft
Unfinished Basement	1,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,579 sqft (0.22 acres)
Lot Dimensions	1 ft deep x 9,579 ft wide
Garage Type	Mixed
Garage Area	1,872 sqft
Driveway	Concrete Driveway
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60187100011684
Street Address	1304 E 16TH ST
City	KEARNEY
State	NE
Zip	68847-6312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	NEW COTTAGE ADD KY LT 5
Legal Subdivision	NEW COTTAGE ADD
Legal Lot Number	5
Jurisdiction	BUFFALO NE
Township / Civil Division	14
Census Block Group	1
Census Block	1065
Census Tract	969700

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · FHA Mortgage POLARIS HOME FUNDING CORP
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENCE HOME LOANS LLC
Oct 14, 2015	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Feb 8, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Dec 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Jan 10, 2007	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Jul 1, 2021	Intrafamily Transfer, Transfer
May 15, 2015	Deed, Transfer
Oct 16, 2009	Warranty Deed, Transfer · FHA Mortgage NEBRASKA NATIONAL BANK
Aug 4, 2008	Warranty Deed, Transfer FIVE POINTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2009 · Amount on Record
Deed Sale	Oct 16, 2009 · Amount on Record
Prior Sale	Aug 4, 2008 · Amount on Record
Deed Document Number	20097421
Last Transfer Date	Jun 29, 2021
Transfer Doc	0202105023
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106398
Date	Aug 25, 2021
Instrument	2021-06398

Lender

Name	POLARIS HOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202504307
Date	Sep 10, 2025
Instrument	2025-04307

Lender

Name	INDEPENDENCE HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201506521
Date	Oct 14, 2015
Instrument	2015-06521

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201600669
Date	Feb 8, 2016
Instrument	2016-00669

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2031

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201607741
Date	Dec 20, 2016
Instrument	2016-07741

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002007209
Date	Jan 10, 2007
Instrument	2007-209

Lender

Name	FIVE POINTS BANK
Type	Seller
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 3, 2007

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUFFALO NE
Recording Date	Jul 1, 2021
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Document Number	0202105023
Instrument Date	Jun 29, 2021
Instrument	2021-05023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2015: Deed, Transfer

Document Type	Deed
Jurisdiction	BUFFALO NE
Recording Date	May 15, 2015
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Document Number	0201502789
Instrument Date	Apr 29, 2015
Instrument	2015-02789
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 40, SUPERIOR, NE 68978-0040

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Oct 16, 2009
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Document Number	0000007421
Instrument	7421
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	GANZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007422
Date	Oct 16, 2009
Instrument	7422

Lender

Name	NEBRASKA NATIONAL BANK
Type	Seller
Address	PO BOX 397, KEARNEY, NE 68848

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

August 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Aug 4, 2008
Property Address	1304 E 16TH ST, KEARNEY, NE 68847-6312
Document Number	0000005836
Instrument	5836
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005837
Date	Aug 4, 2008
Instrument	5837

Lender

Name	FIVE POINTS BANK
Address	1809 W 39TH ST, KEARNEY, NE 68845

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,110 (+6.55%) Land $38,485 Building $260,625	$299,110 (+6.55%) Land $38,485 Building $260,625
2025	$3,607.00 (-18.41%)	$280,720 (+8.07%) Land $38,485 Building $242,235	$280,720 (+8.07%) Land $38,485 Building $242,235
2023	$4,421.00	$259,765 Land $37,365 Building $222,400	$259,765 Land $37,365 Building $222,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Great Plains Communications, Verizon.

Nearby Properties on E 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures