1304 Deer Ln, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 1304 Deer Ln, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,001 sqft · built 1996
Lot Size	1.19 acres (51,815 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (May 2023)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	May 2019 Line of Credit Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`099029000000006019`

Property Details

APN / Parcel Number

Primary APN	`099029000000006019`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,001 sqft Living Area
1st Floor Area	2,001 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,815 sqft (1.19 acres)
Lot Dimensions	241 ft deep x 215 ft wide
Garage Type	Detached
Garage Area	837 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1304 DEER LN
City	MOUNT VERNON
State	MO
Zip	65712-9789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 OF REPLAT OF STEMMONS PARK WOODS S/D
Legal Range	26
Legal Township	28
Legal Section	29
Legal Subdivision	STEMMONS PARK WOODS
Legal Lot Number	19
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	4
Census Block	4000
Census Tract	470202

Owner

1304 Deer Ln is owned and occupied by two individuals who bought it in May 2023.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2019	Deed of Trust, Mortgage · Line of Credit MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Apr 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI ELECTRIC CO-OP EMPLOYEES CU
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI ELECTRIC CO-OP EMPLOYEES CU
May 15, 2023	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on File
Deed Sale	May 15, 2023 · Amount on File
Prior Sale	Sep 7, 2010 · Amount on File
Deed Document Number	20231982
Deed Book / Page	459 / 1951
Prior Transfer Date	Dec 14, 2007
Prior Transfer Doc	000433/126
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455/1927
Date	May 6, 2019
Book Page	455/1927
Instrument	2019-00001949

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	242 Months
Due	Jul 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00455/1702
Date	Apr 22, 2019
Book Page	455/1702
Instrument	2019-00001721

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MO
Property Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789
Transaction Type	Mortgage
Record Updated	Jun 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00456/2024
Date	May 4, 2020
Book Page	456/2024
Instrument	2020-00002046

Lender

Name	MISSOURI ELECTRIC CO-OP EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 31, 2050

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	May 15, 2023
Property Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789
Document Number	00459/1951
Book / Page	459 / 1951
Instrument Date	May 12, 2023
Instrument	2023001982
Transaction Type	Transfer
Record Updated	Jun 2, 2023
Title Company	WACO TITLE CO MT VERNON, WACO TITLE COMPANY MT VERNON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 DEER LN, MOUNT VERNON, MO 65712-9789

Mortgage

Document Number	0004591952
Date	May 15, 2023
Instrument	459/1952

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Deer Ln was $2,629, up % from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,490 (-) Land $4,410 Building $49,080
2025	$2,629.00 (+0.04%)	$53,490 Land $4,410 Building $49,080	$256,105
2024	$2,628.00 (+9.32%)
2023	$2,404.00 (+6.99%)	$48,660 Land $4,410 Building $44,250	$256,105
2022	$2,247.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1304 Deer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Deer Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK WOODS WATER COMPANY INC private · serves 80 people · EPA ID MO5031641
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile.

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