1304 Daspit St, Houma, LA 70360 Property Records

Terrebonne Parish property record for 1304 Daspit St, Houma, LA 70360

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1938
Lot Size	0.125 acres (5,476 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Apr 2022)
Tax Bill	$89 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`20127`

Property Details

APN / Parcel Number

Primary APN	`20127`

Interior

Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	5,476 sqft (0.125 acres)
Garage Type	Mixed
Garage Area	400 sqft

Location & Zoning

Street Address	1304 DASPIT ST
City	HOUMA
State	LA
Zip	70360-6320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLOCK 4 DASPIT-BREAUX ADDITION.
Legal Range	17E
Legal Township	17S
Legal Subdivision	DASPIT-BREAUX ADDITION
Legal Block	4
Legal Lot Number	17
Jurisdiction	TERREBONNE LA
Township / Civil Division	1
Census Block Group	2
Census Block	2045
Census Tract	901

Owner

1304 Daspit St is owned and occupied by an individual who bought it in April 2022.

Source: Terrebonne Parish records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1304 DASPIT ST, HOUMA, LA 70360-6320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MC B&T CO
Apr 29, 2022	Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 17, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Dec 17, 2020 · Amount on File
Deed Document Number	20221649432
Deed Book / Page	2671 / 459
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TERREBONNE LA
Property Address	1304 DASPIT ST, HOUMA, LA 70360-6320
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003245/3
Date	Apr 28, 2021
Book Page	3245/3
Instrument	1625482

Lender

Name	MC B&T CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Apr 29, 2022
Property Address	1304 DASPIT ST, HOUMA, LA 70360-6320
Document Number	002671/459
Book / Page	2671 / 459
Instrument Date	Apr 29, 2022
Instrument	1649432
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001649433
Date	Apr 29, 2022
Instrument	1649433

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	TERREBONNE LA
Recording Date	Dec 17, 2020
Property Address	1304 DASPIT ST, HOUMA, LA 70360-6320
Document Number	0002623/47
Book / Page	2623 / 47
Instrument Date	Dec 16, 2020
Instrument	1616752
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 LOTUS DR, HOUMA, LA 70360-8415

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Daspit St was $89 with a homeowner's exemption.

Source: Terrebonne Parish assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Terrebonne Parish
Unified School District	Terrebonne Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$89.00	$5,470 (-) Land $2,140 Building $3,330	$54,700 (-) Land $21,400 Building $33,300
2024	$89.00 (+4.71%) Homeowner's exemption	$5,470 (+4.99%) Land $2,140 Building $3,330	$54,700 (+4.99%) Land $21,400 Building $33,300
2023	$85.00 Homeowner's exemption	$5,210 (-) Land $2,040 Building $3,170	$52,100 (-) Land $20,400 Building $31,700
2022	$85.00 Homeowner's exemption	$5,210 Land $2,040 Building $3,170	$52,100 Land $20,400 Building $31,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1304 Daspit St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	15 (2002–2026)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Tropical Storm Arthur, Jun 2026 · 4 claims Hurricane Ida, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 Daspit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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