1304 Creekside Dr, Charlottesville, VA 22902 Property Records

Albemarle County property record for 1304 Creekside Dr, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1991
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$350,500 (May 2022)
Tax Bill	$3,074 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090C0-01-0G-00100`

Property Details

APN / Parcel Number

Primary APN	`090C0-01-0G-00100`
Alternative APN	`37014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Finished Area
Flooring	Parquet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	5,750 sqft (0.132 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1304 CREEKSIDE DR
City	CHARLOTTESVILLE
State	VA
Zip	22902-7223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	MILL CREEK VILLAGE HOMES 1
Legal Subdivision	MILL CREEK VILLAGE HOMES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2006
Census Tract	11303

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1248 YALE AVE, CLAREMONT, CA 91711-3824
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage CAPITAL CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Apr 25, 2017 · Amount on Record
Deed Document Number	20225776
Prior Transfer Date	Aug 13, 2014
Prior Transfer Doc	0000007872
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 12, 2022
Property Address	1304 CREEKSIDE DR, CHARLOTTESVILLE, VA 22902-7223
Document Number	202200005776
Map Reference	MB 1159 PG 39
Instrument Date	May 12, 2022
Instrument	202200005776
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 CREEKSIDE DR, CHARLOTTESVILLE, VA 22902-7223

Mortgage

Document Number	202200005777
Date	May 12, 2022
Instrument	202200005777

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 25, 2017
Property Address	1304 CREEKSIDE DR, CHARLOTTESVILLE, VA 22902-7223
Document Number	0000004591
Book / Page	004900 / 000557
Instrument Date	Apr 17, 2017
Instrument	4591
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 CREEKSIDE DR CHARLOTTESVILLE VA 229027223, CHARLOTTESVILLE, VA 22902-7223

Mortgage

Document Number	4592
Date	Apr 25, 2017
Book Page	004900/000561
Instrument	4592

Lender

Name	CAPITAL CTR
Type	Funding / Finance Company
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,074.00 (+4.91%)	$343,800 (+4.59%) Land $132,700 Building $211,100	$343,800 (+4.59%) Land $132,700 Building $211,100
2025	$2,930.00 (+4.38%)
2023	$2,807.00	$328,700 Land $115,700 Building $213,000	$328,700 Land $115,700 Building $213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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