Whatcom County property record for 1304 Coopers Ln, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 2018 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (May 2022) |
| Tax Bill | $4,746 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390301-257444-0000 |
| Primary APN | 390301-257444-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| Gross Area | 2,594 sqft |
| 1st Floor Area | 1,874 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Patio Area | 364 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 181112 |
|---|---|
| Street Address | 1304 COOPERS LN |
| City | EVERSON |
| State | WA |
| Zip | 98247-8783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | HAWKS LANDING DIV NO 1 LOT 2 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 01 |
| Legal Subdivision | HAWKS LANDING DIV NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10702 |
1304 Coopers Ln is owned and occupied by an individual who bought it in May 2022.
Source: Whatcom County records, as of December 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Aug 17, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOUSING FIN AUTH |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 20222092 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0000002093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 19, 2022 |
| Property Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Number | 0000502093 |
| Map Reference | AF 2016-0803187 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022-0502093 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 19, 2022 |
| Property Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Number | 0000502092 |
| Map Reference | AF 206-0803187 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-0502092 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,073.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Number | 0000502094 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022-0502094 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Number | 2201203358 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1304 COOPERS LN EVERSON WA 982478783, EVERSON, WA 98247-8783 |
| Document Number | 2201203358 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 1203358 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 17, 2018 |
| Property Address | 1304 COOPERS LN, EVERSON, WA 98247-8783 |
| Document Number | 2180801842 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 801842 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 4, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,413.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1304 COOPERS LN EVERSON WA 982478783, EVERSON, WA 98247-8783 |
| Document Number | 2180801844 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 801844 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | SEATTLE, WA 98104-3601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
| Document Number | 2180801843, |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 801843 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 16, 2048 |
The 2025 property tax bill for 1304 Coopers Ln was $4,746.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,746.00 | $576,748 Land $232,304 Building $344,444 | $576,748 Land $232,304 Building $344,444 |
| 2022 | $464,037 Land $139,608 Building $324,429 | $464,037 Land $139,608 Building $324,429 | |
| 2021 | $3,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Coopers Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Coopers Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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