1304 Chesapeake Dr, Denton, MD 21629 Property Records

Caroline County property record for 1304 Chesapeake Dr, Denton, MD 21629

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 2004
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Nov 2020)
Tax Bill	$3,267 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-036472`

Property Details

APN / Parcel Number

Primary APN	`03-036472`
Alternative APN	`036472`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Total Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	036472
Street Address	1304 CHESAPEAKE DR
City	DENTON
State	MD
Zip	21629-1189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TR
Legal Description	5,000 SF LOT 25 FAIRFIELD SUBD PHASE 2 SW/S CHESAPEAKE DR
Legal Subdivision	FAIRFIELD SUB
Legal Phase	2
Legal Lot Number	25
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1011
Census Tract	955301

Owner

1304 Chesapeake Dr is owned and occupied by an individual who bought it in November 2020.

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1304 CHESAPEAKE DR, DENTON, MD 21629-1189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 5, 2020	Deed, Transfer · FHA Mortgage GUARANTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Apr 13, 2016 · Amount on File
Deed Book / Page	1448 / 199
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	1304 CHESAPEAKE DR, DENTON, MD 21629-1189
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 CHESAPEAKE DR, DENTON, MD 21629-1189

Mortgage

Document Number	0016400482
Date	Aug 29, 2023
Book Page	1640/482

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 23, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Nov 5, 2020
Property Address	1304 CHESAPEAKE DR, DENTON, MD 21629-1189
Document Number	0014480199
Book / Page	1448 / 199
Map Reference	FILE 8 PL 64
Instrument Date	Aug 14, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1304 CHESAPEAKE DR, DENTON, MD 21629-1189

Mortgage

Document Number	0001448208
Date	Nov 5, 2020
Instrument	1448/208

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1304 Chesapeake Dr was $3,267 with a homeowner's exemption, up 3.4% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,267.00 (+3.42%) Homeowner's exemption	$256,800	$266,000 Land $57,200 Building $208,800
2025	$3,159.00
2023	$2,986.00 Homeowner's exemption	$195,533	$252,200 Land $50,200 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Chesapeake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1304 Chesapeake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Simple Fiber.

Nearby Properties on Chesapeake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures