1304 Cambray Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 1304 Cambray Loop, Helena, MT 59602

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,506 sqft · built 2020
Lot Size	0.671 acres (29,229 sqft)
Owner	Individual Name on Record
Tax Bill	$8,177 (2023)
Deeds & Mortgages	Apr 2020 Construction Loan Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R852849`

Property Details

APN / Parcel Number

Primary APN	`R852849`
Alternative APNs	`05-1888-17-2-01-29-0000` `0000047781`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,506 sqft Living Area
1st Floor Area	3,506 sqft
Basement Area	1,051 sqft

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,229 sqft (0.671 acres)
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	592 sqft
Deck Area	741 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	0000047781
Street Address	1304 CAMBRAY LOOP
City	HELENA
State	MT
Zip	59602-3703
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	46 DEGREES NORTH SUBD PHASE 2, S17, T10 N, R03 W, LOT 59, 29227 SQUARE FEET, NW4 COS 3340218
Legal Subdivision	46 DEGREES NORTH SUBD PHASE 2
Legal Lot Number	59
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

Source: Lewis And Clark County records, as of August 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1304 CAMBRAY LOOP, HELENA, MT 59602-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF HELENA
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF HELENA
Aug 9, 2019	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2019
Deed Sale	Aug 9, 2019
Deed Document Number	3340833
Deed Book / Page	M55 / 8446
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1304 CAMBRAY LOOP, HELENA, MT 59602-3703
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/9289
Date	Apr 15, 2020
Book Page	M56/9289
Instrument	3353236

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	1304 CAMBRAY LOOP, HELENA, MT 59602-3703
Transaction Type	Mortgage
Record Updated	Aug 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/9320
Date	Oct 7, 2020
Book Page	M57/9320
Instrument	3364415

Lender

Name	VALLEY BANK OF HELENA
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 9, 2019
Property Address	1304 CAMBRAY LOOP, HELENA, MT 59602-3703
Document Number	M55/8446
Book / Page	M55 / 8446
Map Reference	DOC 3340218
Instrument Date	Aug 7, 2019
Instrument	3340833
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,177.00	$871,500	$871,500 Land $129,461 Building $742,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2010–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2025 · Severe Storm, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms And Flooding, Mar 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TREASURE STATE ACRES WUA private · serves 483 people · EPA ID MT0002390
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Internet, TDS Telecom.

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