Hardy County property record for 1304 Black Bear Ln, Mathias, WV 26812
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 691 sqft · built 2023 |
| Lot Size | 8.31 acres (361,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $725 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-488-0005.0007 |
| Primary APN | 02-488-0005.0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 691 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Lot Area | 361,984 sqft (8.31 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1304 BLACK BEAR LN |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8395 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLACK BEAR RECREATION REGION LOT H 8.309 AC |
| Legal Lot Number | H |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970202 |
1304 Black Bear Ln is owned and occupied by an individual.
Source: Hardy County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1304 BLACK BEAR LN, MATHIAS, WV 26812-8395 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1304 Black Bear Ln was $725 with a homeowner's exemption, up 3.9% from the year before.
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $725.00 (+3.87%) | $114,360 (+3.25%) Land $40,200 Building $74,160 | $190,600 (+3.25%) Land $67,000 Building $123,600 |
| 2025 | $698.00 Homeowner's exemption | $110,760 Land $40,200 Building $70,560 | $184,600 Land $67,000 Building $117,600 |
| 2023 | $292.00 | $37,860 Land $37,620 Building $240 | $63,100 Land $62,700 Building $400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1304 Black Bear Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1304 Black Bear Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 81% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
No cell data coverage reported
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