1304 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1304 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,296 sqft · built 1948
Lot Size	0.081 acres (3,550 sqft)
Owner	Company Name on File
Last Sale	$75,000 (Sep 2020)
Tax Bill	$2,462 (2025)
Deeds & Mortgages	Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-35-231-001`

Property Details

APN / Parcel Number

Primary APN	`8913-35-231-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Total Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,550 sqft (0.081 acres)
Lot Dimensions	71 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1304 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-2302
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	FOREST PARK ADDITION N 71 FT LOT 10 BLK 6
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	FOREST PARK ADDITION
Legal Block	6
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2011
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-231-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 175, WATERLOO, IA 50704-0175
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2020 · Amount on Record
Deed Sale	Sep 03, 2020 · Amount on Record
Prior Sale	Mar 01, 2018 · Amount on Record
Deed Document Number	20202100004929
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 03, 2020
Property Address	1304 BERTCH AVE, WATERLOO, IA 50702-2302
Document Number	202100004929
Instrument Date	Aug 26, 2020
Instrument	202100004929
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 175, WATERLOO, IA 50704-0175
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,462.00	$122,180 (+7.69%) Land $11,540 Building $110,640	$122,180 (+7.69%) Land $11,540 Building $110,640
2024	$2,462.00 (+18.02%)
2023		$113,460 (+27.71%) Land $11,540 Building $101,920	$113,460 (+27.71%) Land $11,540 Building $101,920
2022	$2,086.00	$88,840 Land $11,540 Building $77,300
2021			$88,840 Land $11,540 Building $77,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	5 (1979–2013)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Mar 2013, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.