1304 Bernice St, Middletown, OH 45044 Property Records

Butler County property record for 1304 Bernice St, Middletown, OH 45044

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 624 sqft · built 1955
Lot Size0.21 acres (9,139 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Apr 2026)
Tax Bill$1,291 (2025)
Deeds & MortgagesApr 2026 Sale
Nov 2023 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNQ6542-098-000-110

Property Details

APN / Parcel Number

Primary APNQ6542-098-000-110
Alternative APNs
  • 0013600
  • 440644
  • 444184

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area624 sqft Living Area
Gross Area648 sqft
1st Floor Area624 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area9,139 sqft (0.21 acres)
Lot Dimensions151 ft deep x 61 ft wide
View / LotNeighborhood / Spot
Garage TypeCarport
Garage Area264 sqft
CarportCarport
Carport Area264 sqft
Parking Spaces1 Parking Space
PorchStoop
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1304 BERNICE ST
CityMIDDLETOWN
StateOH
Zip45044-7507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18002 ENT
Legal SubdivisionDAMAN PARK PT 03
Legal Lot Number18002
JurisdictionBUTLER OH
Township / Civil DivisionMIDDLETOWN
Census Block Group4
Census Block4006
Census Tract13900

Owner

Source: Butler County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2604 S MAIN ST, MIDDLETOWN, OH 45044-7411
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 20, 2023Survivorship Deed, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Oct 1, 2021Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2026 · Amount on Record
Deed SaleApr 16, 2026 · Amount on Record
Prior SaleNov 20, 2023 · Amount on Record
Deed Document Number202613259
Deed Book / Page10344 / 1625
Prior Transfer DateSep 29, 2021
Prior Transfer Doc0000056545
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUTLER OH
Recording DateApr 16, 2026
Property Address1304 BERNICE ST, MIDDLETOWN, OH 45044-7507
Document Number0000013259
Book / Page10344 / 1625
Instrument DateApr 16, 2026
Instrument2026.13259
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$34,845.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 S MAIN ST, MIDDLETOWN, OH 45044-7411

November 2023: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionBUTLER OH
Recording DateNov 20, 2023
Property Address1304 BERNICE ST, MIDDLETOWN, OH 45044-7507
Document Number0000036921
Book / Page10034 / 582
Instrument DateNov 13, 2023
Instrument2023-00036921
Transaction TypeTransfer
Record UpdatedDec 7, 2023
Title CompanyWAVE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4116 SHOLLENBARGER RD, OXFORD, OH 45056-9332

Mortgage

Document Number0000036922
DateNov 20, 2023
Book Page10034/584
Instrument2023-00036922
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

October 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionBUTLER OH
Recording DateOct 1, 2021
Property Address1304 BERNICE ST, MIDDLETOWN, OH 45044-7507
Document Number0000056545
Book / Page9733 / 1684
Instrument DateSep 29, 2021
Instrument2021-00056545
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8709 TWINCREEK DR, CARLISLE, OH 45005-4041

Tax Assessment & Valuation

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyButler County
MunicipalityMiddletown City
Unified School DistrictMiddletown City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,291.00 (+26.94%)$23,940 (-) Land $5,940 Building $18,000$68,390 (-) Land $16,960 Building $51,430
2024$1,017.00 (+34.17%)
2023$758.00 (+45.21%) Homeowner's exemption$23,940 (+35.1%) Land $5,940 Building $18,000$68,390 (+35.08%) Land $16,960 Building $51,430
2022$522.00 Homeowner's exemption$17,720 Land $5,940 Building $11,780
2020$50,630 Land $16,960 Building $33,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Nearby Flood Policies29 in force
Nearby Flood Claims8 (2013–2020)
Claims Outside the SFHA5 of 8
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN CITY PWS
serves 51,229 people · EPA ID OH0901712
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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