1304 Bell St, Bloomington, IL 61701 Property Records

McLean County property record for 1304 Bell St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1955
Lot Size	0.082 acres (3,557 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2025)
Tax Bill	$3,154 (2024)
Deeds & Mortgages	Jan 2017 Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-10-126-013`

Property Details

APN / Parcel Number

Primary APN	`21-10-126-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,178 sqft Living Area
1st Floor Area	905 sqft
Basement Area	273 sqft
Finished Basement	273 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	3,557 sqft (0.082 acres)
Lot Dimensions	60 ft deep x 58 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1304 BELL ST
City	BLOOMINGTON
State	IL
Zip	61701-6904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	ASSOC OF COMMERCE ADD (EX W70) LOT 1 BLK 4
Legal Range	02E
Legal Township	23N
Legal Section	10
Legal Subdivision	ASSOC OF COMMERCE ADD
Legal Block	4
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	3
Census Block	3003
Census Tract	5800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2017	Deed of Trust, Mortgage FIRST STATE BANK
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Aug 2, 2018	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO
Apr 13, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC
May 12, 2017	Intrafamily Transfer, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	202513966
Prior Transfer Date	Mar 30, 2017
Prior Transfer Doc	0000008083
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000193
Date	Jan 4, 2017
Instrument	2017-00000193

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009003
Date	May 21, 2020
Instrument	2020-00009003

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 3, 2025
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Document Number	202500013966
Instrument Date	Sep 18, 2025
Instrument	2025-00013966
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904

Mortgage

Document Number	202500013967
Date	Oct 3, 2025
Instrument	2025-00013967

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 28, 2022
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Document Number	202200007907
Instrument Date	Mar 21, 2022
Instrument	2022-00007907
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904

Mortgage

Document Number	202200007908
Date	Apr 28, 2022
Instrument	2022-00007908

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 2, 2018
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Document Number	201800012514
Instrument Date	Jul 26, 2018
Instrument	2018-00012514
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 13, 2017
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Document Number	201700006375
Instrument Date	Mar 30, 2017
Instrument	2017-00006375
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904

Mortgage

Document Number	201700006376
Date	Apr 13, 2017
Instrument	2017-00006376

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	May 12, 2017
Property Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904
Document Number	201700008083
Instrument Date	Mar 30, 2017
Instrument	2017-00008083
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 BELL ST, BLOOMINGTON, IL 61701-6904

Mortgage

Document Number	201700008084
Date	May 12, 2017
Instrument	2017-00008084

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,464 (+7.94%) Land $8,952 Building $39,512	$145,392 (+7.94%) Land $26,856 Building $118,536
2024	$3,154.00 (+7.28%)	$44,901 (+9.03%) Land $8,294 Building $36,607	$134,703 (+9.03%) Land $24,882 Building $109,821
2023	$2,940.00 (+9.87%)	$41,183 (+9.84%) Land $8,026 Building $33,157	$123,549 (+9.84%) Land $24,078 Building $99,471
2022	$2,676.00	$37,495 Land $7,307 Building $30,188	$112,485 Land $21,921 Building $90,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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