1304 Ave K, El Campo, TX 77437 Property Records

Wharton County property record for 1304 Ave K, El Campo, TX 77437

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,841 sqft · built 2019
Lot Size	0.559 acres (24,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$24,815 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10892-000-002-01`

Property Details

APN / Parcel Number

Primary APN	`10892-000-002-01`
Alternative APNs	`R075554` `75554`

Interior

Full Baths	6 Baths
Stories	1 Story
Building Area	6,841 sqft Living Area
Gross Area	7,801 sqft
1st Floor Area	6,841 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	24,333 sqft (0.559 acres)
Garage Type	Attached
Garage Area	960 sqft

Location & Zoning

Account Number	1089200000201
Street Address	1304 AVENUE K
City	EL CAMPO
State	TX
Zip	77437-2871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	METHODIST BLOCK 1 LOT 2
Legal Subdivision	METHODIST
Legal Block	1
Legal Lot Number	2
Jurisdiction	WHARTON TX
Township / Civil Division	EL CAMPO
Census Block Group	2
Census Block	2036
Census Tract	740902

Owner

1304 Ave K is owned and occupied by two individuals who acquired it in October 2016.

Source: Wharton County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1304 AVENUE K, EL CAMPO, TX 77437-2871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Jan 31, 2019	Deed of Trust, Mortgage · Construction Mortgage PROSPERITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2016
Deed Sale	Oct 19, 2016
Deed Document Number	20165397
Deed Book / Page	1040 / 5
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	1304 AVENUE K, EL CAMPO, TX 77437-2871
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001180/863
Date	Jul 31, 2020
Book Page	1180/863
Instrument	2020-00004141

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year T-Bill
Max Rate	9.99%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHARTON TX
Property Address	1304 AVENUE K, EL CAMPO, TX 77437-2871
Transaction Type	Mortgage
Record Updated	Nov 16, 2023
Title Company	MID-COAST TITLE COMPANY INC, MID COAST TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001123/079
Date	Jan 31, 2019
Book Page	1123/079
Instrument	2019-00000570

Lender

Name	PROSPERITY BANK
Type	Bank
Address	SAN ANTONIO, TX 78232

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Jul 28, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1304 Ave K was $24,815.

Source: Wharton County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	El Campo City
County	Wharton County
Unified School District	El Campo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,578 (+6.18%) Land $66,348 Building $1,042,230	$1,108,578 (+6.18%) Land $66,348 Building $1,042,230
2025	$24,815.00	$1,044,015 Land $66,348 Building $977,667	$1,044,015 Land $66,348 Building $977,667
2023		$964,951 Land $66,348 Building $898,603	$964,951 Land $66,348 Building $898,603
2022	$22,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1304 Ave K in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1304 Ave K has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CAMPO serves 12,095 people · EPA ID TX2410002
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
YK Communications Fiber	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
Skynet Fixed Wireless	100 / 50

May also be available: Nextlink.

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