1304 Atlantic Dr, Key West, FL 33040 Property Records

Monroe County property record for 1304 Atlantic Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,950 sqft · built 2007
Lot Size0.146 acres (6,402 sqft)
OwnerIndividual Name on Record
Last Sale$1,600,000 (Jul 2023)
Tax Bill$12,309 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00059921-000100

Property Details

APN / Parcel Number

Primary APN00059921-000100
Alternative APNs
  • 00059920000000
  • 9090951

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area1,950 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2013
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,402 sqft (0.146 acres)

Exterior Amenities

Pool Area200 sqft
PorchOpen Porch
Porch Area304 sqft
Patio Area567 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number9090951
Old Parcel Number00059920000000
Street Address1304 ATLANTIC DR
CityKEY WEST
StateFL
Zip33040-5008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL 1304 1304-1306 ATLANTIC DRIVE CONDOMINIUM OR2344-2336/2415DEC OR2346-1684/85 OR2462-332/33C/T OR2505-1258/59
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionSUNSHINE SUBDIVISION PLAT NO 1
Legal Tract28
Legal Lot Number11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1033
Census Tract972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address31855 POGUE RD, WRIGHT CITY, MO 63390-2179
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2023 · Amount on Record
Deed SaleJul 14, 2023 · Amount on Record
Prior SaleFeb 22, 2011 · Amount on Record
Deed Document Number2425095
Deed Book / Page3234 / 930
Record UpdatedJun 8, 2026

July 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMONROE FL
Recording DateJul 14, 2023
Property Address1304 ATLANTIC DR, KEY WEST, FL 33040-5008
Document Number0032340930
Book / Page3234 / 930
Map ReferenceMB 2344 PG 2336
Instrument DateJul 11, 2023
Instrument2425095
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address31855 POGUE RD, WRIGHT CITY, MO 63390-2179

Mortgage

Document Number0003234932
DateJul 14, 2023
Instrument3234/932
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,437,162 (-11.76%) Land $944,369 Building $492,793$1,437,162 (-11.76%) Land $944,369 Building $492,793
2024$12,309.00 (-12.61%)
2023$14,085.00 (+74.51%)$1,628,662 (+44.73%) Land $1,168,456 Building $460,206$1,628,662 (+44.73%) Land $1,168,456 Building $460,206
2022$8,071.00$1,125,308 Land $640,250 Building $485,058$1,125,308 Land $640,250 Building $485,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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