1304 Able St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 1304 Able St, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,624 sqft · built 1962
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on Record
Last Sale$89,500 (Oct 1999)
Tax Bill$2,660 (2025)
Deeds & MortgagesJul 2015 Mortgage
APN1400000001050

Property Details

APN / Parcel Number

Primary APN1400000001050

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Width75 ft Width
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area20 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1304 ABLE ST
CityCHESAPEAKE
StateVA
Zip23324-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description107 SEC 2 ARDMORE
Legal SubdivisionARDMORE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1013
Census Tract20600

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1304 ABLE ST, CHESAPEAKE, VA 23324-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 1999 · Amount on Record
Deed SaleOct 14, 1999 · Amount on Record
Deed Book / Page3980 / 45
Record UpdatedSep 20, 2026

July 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1304 ABLE ST, CHESAPEAKE, VA 23324-1902
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number09539/1819
DateJul 27, 2015
Book Page9539/1819
Lender
NameQUICKEN LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2045
Interest
Rate TypeFixed Rate
Rate3.88%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,660.00 (+57.4%)$263,400 (+15.73%) Land $110,000 Building $153,400$263,400 (+15.73%) Land $110,000 Building $153,400
2023$227,600 (+10.32%) Land $90,000 Building $137,600$227,600 (+10.32%) Land $90,000 Building $137,600
2022$206,300 Land $80,000 Building $126,300$206,300 Land $80,000 Building $126,300
2019$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimMay 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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