1304 11th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1304 11th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1920
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$166,500 (Feb 2023)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Feb 2023 Sale Jan 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-48878-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48878-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Width	41 ft Width
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1304 11TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 014 BLK 014 NORMAL PARK ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	NORMAL PARK ADD
Legal Block	14
Legal Lot Number	14
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	301

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer
Jan 15, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 15, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 17, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	20231510836
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	00A1561108
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 14, 2023
Property Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467
Document Number	00A1648751
Instrument Date	Feb 9, 2023
Instrument	A1648751
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 15, 2020
Property Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467
Document Number	00A1561109
Instrument Date	Dec 19, 2019
Instrument	A1561109
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 15, 2020
Property Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467
Document Number	00A1561108
Instrument Date	Dec 18, 2019
Instrument	A1561108
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 17, 2017
Property Address	1304 11TH AVE S, SAINT CLOUD, MN 56301-5467
Document Number	00A1491391
Instrument Date	Mar 15, 2017
Instrument	A1491391
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$329.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15200 W 147TH ST, HOMER GLEN, IL 60491-7552

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (+13.29%)
2025	$1,686.00 (+11.66%) Homeowner's exemption	$158,000 (+1.67%) Land $25,000 Building $133,000	$158,000 (+1.67%) Land $25,000 Building $133,000
2023	$1,510.00	$155,400 Land $25,000 Building $130,400	$155,400 Land $25,000 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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