13032 Steele Ct, Thornton, CO 80241 Property Records

Adams County property record for 13032 Steele Ct, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 1977
Lot Size	0.234 acres (10,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Mar 2021)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1573-25-4-04-008`

Property Details

APN / Parcel Number

Primary APN	`1573-25-4-04-008`
Alternative APNs	`0157325404008` `R0016640`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	2,064 sqft
Basement Area	679 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,209 sqft (0.234 acres)
Lot Dimensions	123 ft deep x 83 ft wide
View / Lot	Open Space
Garage Type	Attached
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	360 sqft
Deck Area	208 sqft
Patio Area	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0016640
Street Address	13032 STEELE CT
City	THORNTON
State	CO
Zip	80241-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:COTTONWOOD LAKES #1 BLK:5 LOT:14
Legal Range	68W
Legal Township	01S
Legal Section	25
Legal Quarter	4
Legal Subdivision	COTTONWOOD LAKES #1
Legal Block	5
Legal Lot Number	14
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2006
Census Tract	8545

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13032 STEELE CT, THORNTON, CO 80241-2118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCIAL FUNDING SOLUTIONS INC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LNDG INC
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	May 5, 2016 · Amount on Record
Deed Document Number	202128466
Prior Transfer Date	Dec 11, 2001
Prior Transfer Doc	00C0910108
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 9, 2021
Property Address	13032 STEELE CT, THORNTON, CO 80241-2118
Document Number	0000028466
Instrument Date	Feb 24, 2021
Instrument	2021000028466
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13032 STEELE CT, THORNTON, CO 80241-2118

Mortgage

Document Number	0000028467
Date	Mar 9, 2021
Instrument	2021000028467

Lender

Name	FINANCIAL FUNDING SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	13032 STEELE CT, THORNTON, CO 80241-2118
Document Number	0000098774
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13032 STEELE CT DENVER CO 802412118, DENVER, CO 80241-2118

Mortgage

Document Number	0000098774
Date	Sep 30, 2020
Instrument	98774

Lender

Name	ADVANTAGEFIRST LNDG INC
Address	CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	13032 STEELE CT, THORNTON, CO 80241-2118
Document Number	0000059586
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13032 STEELE CT THORNTON CO 802412118, THORNTON, CO 80241-2118

Mortgage

Document Number	0000059586
Date	Jul 25, 2018
Instrument	59586

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 24, 2023

Interest

Rate Type	Adjustable Rate
Rate	7%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,470.00 (-60.16%)	$37,740 (-4.16%) Land $7,140 Building $30,600	$555,000 (-4.64%) Land $105,000 Building $450,000
2024	$3,690.00 (-14.09%)
2023	$4,295.00 (+11.82%)	$39,380 (+12.93%) Land $6,770 Building $32,610	$582,000 (+15.97%) Land $100,000 Building $482,000
2022	$3,841.00	$34,870 Land $12,920 Building $21,950	$501,859 Land $186,000 Building $315,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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