13032 Cumberland Dr, Largo, FL 33773 Property Records

Pinellas County property record for 13032 Cumberland Dr, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,228 sqft · built 1976
Lot Size	0.141 acres (6,120 sqft)
Owner	Company Name on File
Last Sale	$485,000 (Aug 2025)
Tax Bill	$6,063 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-2052-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-2052-9`
Alternative APNs	`12-30-15-20061-001-0150` `301512200610010150` `153012200610010150` `R131642`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	1,635 sqft
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,120 sqft (0.141 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R131642
Street Address	13032 CUMBERLAND DR
City	LARGO
State	FL
Zip	33773-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CUMBERLAND PARK BLK 1, LOT 15
Legal Range	15E
Legal Township	30S
Legal Section	12
Legal Subdivision	CUMBERLAND PARK
Legal Tract	20061
Legal Block	1
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2003
Census Tract	25021

Owner

13032 Cumberland Dr is owned by a company that bought it in August 2025.

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6463 N INDIGO TRL, OWASSO, OK 74055-7578
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage VONTIVE INC
Dec 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage VONTIVE INC
Dec 13, 2022	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Dec 13, 2022 · Amount on File
Deed Document Number	2025238330
Deed Book / Page	23267 / 737
Transfer Doc	9506001897
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13032 CUMBERLAND DR, LARGO, FL 33773-1607
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 ORANGE PARK AVE, LAKELAND, FL 33801-5525
Investor	Possibly a Property Investor

Mortgage

Document Number	0226510050
Date	Dec 13, 2023
Book Page	22651/50
Instrument	2023315913

Lender

Name	VONTIVE INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	13032 CUMBERLAND DR, LARGO, FL 33773-1607
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 ORANGE PARK AVE, LAKELAND, FL 33801-5525

Mortgage

Document Number	0226510050
Date	Dec 13, 2023
Book Page	22651/50
Instrument	2023315913

Lender

Name	VONTIVE INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 13, 2022
Property Address	13032 CUMBERLAND DR, LARGO, FL 33773-1607
Document Number	0222890390
Book / Page	22289 / 390
Map Reference	MB 75 PG 23
Instrument Date	Dec 12, 2022
Instrument	2022354870
Transaction Type	Construction Loan
Record Updated	Jan 9, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2219 OCEAN VIEW ST, SEBRING, FL 33870-1899

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2982, LAKELAND, FL 33806-2982

Mortgage

Document Number	0022289392
Date	Dec 13, 2022
Instrument	22289/392

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 13032 Cumberland Dr was $6,063.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,063.00	$338,160 Land $105,553 Building $232,607	$338,160 Land $105,553 Building $232,607
2023	$5,149.00 (+273.12%)	$276,095 (+151.82%)	$276,095 (+23.68%) Land $119,956 Building $156,139
2022	$1,380.00 Homeowner's exemption	$109,638	$223,228 Land $101,743 Building $121,485

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13032 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13032 Cumberland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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