1303 Winding Valley Dr, Joppa, MD 21085 Property Records

Harford County property record for 1303 Winding Valley Dr, Joppa, MD 21085

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,248 sqft · built 1964
Lot Size0.547 acres (23,838 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Jun 1995)
Tax Bill$3,320 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN01-054643

Property Details

APN / Parcel Number

Primary APN01-054643
Alternative APNs
  • 1054643
  • 054643

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area23,838 sqft (0.547 acres)
Lot Dimensions174 ft deep x 177 ft wide
Garage TypeCarport
Garage Area630 sqft
CarportCarport
Carport Area630 sqft
Parking Spaces2 Parking Spaces
Deck Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number054643
Street Address1303 WINDING VALLEY DR
CityJOPPA
StateMD
Zip21085-1823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 9 97/177X174 AV 1303 WINDING VALLEY DR LAKESIDE VISTA P 13/38
Legal SubdivisionLAKESIDE VISTA
Legal Lot Number9
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group2
Census Block2003
Census Tract301201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1303 WINDING VALLEY DR, JOPPA, MD 21085-1823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 1995 · Amount on Record
Deed SaleJun 28, 1995 · Amount on Record
Prior SaleMay 18, 1994 · Amount on Record
Deed Book / Page2263 / 1085
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1303 WINDING VALLEY DR, JOPPA, MD 21085-1823
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135680162
DateNov 27, 2019
Book Page13568/0162
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,320.00 (+16%) Homeowner's exemption$299,200 (+22.47%) Land $91,400 Building $207,800$299,200 (+22.47%) Land $91,400 Building $207,800
2025$2,862.00 (+8.2%) Homeowner's exemption
2023$244,300 Land $91,400 Building $152,900$244,300 Land $91,400 Building $152,900
2022$2,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMD AMERICAN WATER LAKESIDE VISTA
private · serves 226 people · EPA ID MD0120014
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winding Valley Dr

Nearby Streets

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