Chippewa County property record for 1303 Water St, Chippewa Falls, WI 54729
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 676 sqft · built 1883 |
| Owner | Individual Name on File |
| Last Sale | $84,600 (Oct 2018) |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Mar 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22908-3243-6013-0906 |
| Primary APN | 22908-3243-6013-0906 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 676 sqft Living Area |
| Basement Area | 676 sqft |
| Year Built | Built 1883 |
|---|---|
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Gas |
| Sewer | Connected |
| Account Number | 211 2624 |
|---|---|
| Street Address | 1303 WATER ST |
| City | CHIPPEWA FALLS |
| State | WI |
| Zip | 54729-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSFIELD & MCBEAN'S ADD LOT 6 BLK 9 |
| Legal Range | 08W |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | MANSFIELD & MCBEAN'S ADD |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | CHIPPEWA WI |
| Township / Civil Division | CHIPPEWA FALLS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10500 |
1303 Water St is owned and occupied by an individual who bought it in October 2018.
Source: Chippewa County records, as of February 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 WATER ST, CHIPPEWA FALLS, WI 54729-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMUNITY FEDERAL NA |
| Mar 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS COMMUNITY FEDERAL BANK |
| Oct 23, 2018 | Warranty Deed, Transfer UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on File |
| Deed Sale | Oct 23, 2018 · Amount on File |
| Deed Document Number | 000000883290 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 1303 WATER ST, CHIPPEWA FALLS, WI 54729-1554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000940294 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 940294 |
| Name | CITIZENS COMMUNITY FEDERAL NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 27, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Property Address | 1303 WATER ST, CHIPPEWA FALLS, WI 54729-1554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000929792 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 929792 |
| Name | CITIZENS COMMUNITY FEDERAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHIPPEWA WI |
| Recording Date | Oct 23, 2018 |
| Property Address | 1303 WATER ST, CHIPPEWA FALLS, WI 54729-1554 |
| Document Number | 000000883290 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 000000883290 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1303 WATER ST, CHIPPEWA FALLS, WI 54729-1554 |
| Document Number | 000000883291 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 000000883291 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 1303 Water St was $1,985 with a homeowner's exemption.
Source: Chippewa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Chippewa County |
| Municipality | Chippewa Falls City |
| Unified School District | Chippewa Falls Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 Homeowner's exemption | $97,400 Land $16,100 Building $81,300 | $161,100 |
| 2023 | $1,629.00 Homeowner's exemption | $97,400 Land $16,100 Building $81,300 | $126,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1303 Water St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979–1986) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1303 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHIPPEWA FALLS WATERWORKS serves 13,375 people · EPA ID WI6090456 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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