1303 W Prospect Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1303 W Prospect Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,139 sqft · built 1900
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Oct 2019)
Tax Bill	$1,187 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-303-00-092-00`

Property Details

APN / Parcel Number

Primary APN	`05-303-00-092-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,139 sqft Living Area
Gross Area	2,629 sqft
1st Floor Area	692 sqft
Upper Floors Area	225 sqft
Basement Area	490 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	168 ft deep x 58 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1303 W PROSPECT RD
City	ASHTABULA
State	OH
Zip	44004-6665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 CULLEYS
Legal Subdivision	Q C CULLEYS SUBDIVISION
Legal Block	1
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	1
Census Block	1013
Census Tract	701

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 W PROSPECT RD, ASHTABULA, OH 44004-6665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 10, 2019	Warranty Deed, Transfer OHIO REAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201910288
Deed Book / Page	694 / 126
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1303 W PROSPECT RD, ASHTABULA, OH 44004-6665
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000921
Date	Jan 31, 2023
Book Page	789/537
Instrument	2023-00000921

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Oct 10, 2019
Property Address	1303 W PROSPECT RD, ASHTABULA, OH 44004-6665
Document Number	0000010288
Book / Page	000694 / 000126
Instrument Date	Oct 8, 2019
Instrument	10288
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 W PROSPECT RD ASHTABULA OH 440046665, ASHTABULA, OH 44004-6665

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,187.00 (+64.86%)	$13,900 (-) Land $3,330 Building $10,570	$39,700 (-) Land $9,500 Building $30,200
2023	$720.00 (+26.54%) Homeowner's exemption	$13,900 (+45.4%) Land $3,330 Building $10,570	$39,700 (+45.42%) Land $9,500 Building $30,200
2022	$569.00 Homeowner's exemption	$9,560 Land $2,560 Building $7,000
2020			$27,300 Land $7,300 Building $20,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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