1303 W Arrowhead Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1303 W Arrowhead Rd, Duluth, MN 55811

Property Summary

Property Type	Commercial
Details	2 bd · 1.75 ba · 1,596 sqft · built 2023
Lot Size	0.38 acres (16,582 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jun 2022)
Tax Bill	$17,584 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1560-02210`

Property Details

APN / Parcel Number

Primary APN	`010-1560-02210`
Alternative APNs	`1131098` `1139608`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Gross Area
1st Floor Area	1,596 sqft
Basement Area	518 sqft
Finished Basement	518 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	16,582 sqft (0.38 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1139608
Street Address	1303 W ARROWHEAD RD
City	DULUTH
State	MN
Zip	55811-2217
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 20 21 AND 22 SERIAL #
Legal Subdivision	FARRELL & CULVERS ADDITION TO KENWOOD
Legal Block	8
Legal Lot Number	20-21
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	418 E 10TH ST, DULUTH, MN 55805-1313
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Quit Claim Deed, Transfer · SBA Mortgage FRANDSEN BANK & TRUST
Jun 2, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
May 1, 2018	Warranty Deed, Transfer · Conventional with PMI PIONEER NAT'L BK/DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2022 · Amount on Record
Deed Sale	Jun 2, 2022 · Amount on Record
Prior Sale	May 1, 2018 · Amount on Record
Deed Document Number	20221057270
Last Transfer Date	Oct 21, 2022
Transfer Doc	0001063087
Record Updated	Sep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 2, 2022
Property Address	1303 W ARROWHEAD RD, DULUTH, MN 55811-2217
Document Number	0001063087
Instrument Date	Oct 21, 2022
Instrument	1063087
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 10TH ST, DULUTH, MN 55805-1313

Mortgage

Document Number	0001063088
Date	Nov 2, 2022
Instrument	1063088

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Oct 21, 2043

Interest

Rate Type	Adjustable Rate

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 2, 2022
Property Address	1303 W ARROWHEAD RD, DULUTH, MN 55811-2217
Document Number	0001057270
Instrument Date	May 25, 2022
Instrument	1057270
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E 10TH ST, DULUTH, MN 55805-1313

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 1, 2018
Property Address	1303 W ARROWHEAD RD, DULUTH, MN 55811-2217
Document Number	000T997479
Instrument Date	Apr 26, 2018
Instrument	T997479
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$518.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	332 W SUPERIOR ST #200 DULUTH MN 558021854, 200, DULUTH, MN 55802-1854

Mortgage

Document Number	T997480
Date	May 1, 2018
Instrument	T997480

Lender

Name	PIONEER NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,584.00 (+103.99%)
2025	$8,620.00 (-2.8%)	$598,400 (+82.11%) Land $100,200 Building $498,200	$598,400 (+82.11%) Land $100,200 Building $498,200
2024	$8,868.00	$328,600 (+37.78%) Land $110,300 Building $218,300	$328,600 (+37.78%) Land $110,300 Building $218,300
2022		$238,500 Land $51,800 Building $186,700	$238,500 Land $51,800 Building $186,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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