1303 Thaxton Mountain Rd, Thaxton, VA 24174 Property Records

Bedford County property record for 1303 Thaxton Mountain Rd, Thaxton, VA 24174

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,276 sqft · built 2007
Lot Size	28.8 acres (1,255,835 sqft)
Owner	2 Trust Names on File
Last Sale	$820,000 (Jul 2025)
Tax Bill	$2,176 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`125 A 34`

Property Details

APN / Parcel Number

Primary APN	`125 A 34`
Alternative APNs	`12503100` `386373`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,276 sqft Total Area
1st Floor Area	2,276 sqft
Basement Area	2,276 sqft
Unfinished Basement	2,276 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,255,835 sqft (28.8 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	668 sqft
Deck Area	590 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1303 THAXTON MOUNTAIN RD
City	THAXTON
State	VA
Zip	24174-3057
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	UNION CHURCH RD & THAXTON MTN RD PB 47/92
Legal Subdivision	THAXTON
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	1
Census Block	1058
Census Tract	30403

Owner

1303 Thaxton Mountain Rd, a rural home, is held in a trust since July 2025.

Source: Bedford County records, as of July 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	559 NORTH RD, SUNAPEE, NH 03782-2917
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jul 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Deed Document Number	20255920
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	0000010164
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1303 THAXTON MOUNTAIN RD, THAXTON, VA 24174-3057
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PIKE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 NORTH RD, SUNAPEE, NH 03782-2917

Mortgage

Document Number	0260002367
Date	Mar 18, 2026
Instrument	260002367

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year CMT
Margin	2
Max Rate	11.1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Recording Date	May 28, 2026
Property Address	1303 THAXTON MOUNTAIN RD, THAXTON, VA 24174-3057
Document Number	0000004792
Instrument Date	Jul 17, 2025
Instrument	20264792
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PIKE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	559 NORTH RD, SUNAPEE, NH 03782-2917

Mortgage

Document Number	0000004792,
Date	May 28, 2026
Instrument	20264792

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.81%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Jul 13, 2021
Property Address	1303 THAXTON MOUNTAIN RD, THAXTON, VA 24174-3057
Document Number	0210010164
Instrument Date	Jul 9, 2021
Instrument	210010164
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 THAXTON MOUNTAIN RD, THAXTON, VA 24174-3057

Tax Assessment & Valuation

The 2026 property tax bill for 1303 Thaxton Mountain Rd was $2,176.

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,176.00	$673,500 (-) Land $198,100 Building $475,400
2025	$2,176.00	$673,500 Land $198,100 Building $475,400
2023	$2,176.00 Additional exemption filed	$265,450	$673,500 Land $198,100 Building $475,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 Thaxton Mountain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Thaxton Mountain Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ZiTEL Fiber	960 / 960
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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