1303 Sutherland Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 1303 Sutherland Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 2007
Lot Size0.183 acres (7,950 sqft)
OwnerIndividual Name on File
Last Sale$428,000 (Sep 2020)
Tax Bill$5,496 (2025)
Deeds & MortgagesSep 2017 Mortgage
Jun 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-2955-2

Property Details

APN / Parcel Number

Primary APNC62-000-741-2955-2
Alternative APNs
  • 01-28-15-88560-056-0017
  • 281501885600560017
  • 152801885600560017
  • R1585

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,702 sqft Living Area
Gross Area2,699 sqft
1st Floor Area1,702 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions135 ft deep x 55 ft wide
Garage TypeAttached
Garage Area447 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area767 sqft
Deck Area160 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR1585
Street Address1303 SUTHERLAND DR
CityPALM HARBOR
StateFL
Zip34683-4139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSUTHERLAND, TOWN OF BLK 56, FROM SE COR OF BLK 56 TH N 325FT FOR POB TH W 135FT TH N 55FT TH E 30FT TH N 5FT TH E 105FT TH S 60FT TO POB (PER O.R. 5154/1800 & 6221/794) (MAP N-01-28-15)
Legal Range15E
Legal Township28S
Legal Section1
Legal SubdivisionSUTHERLAND, TOWN OF
Legal Tract88560
Legal Block56
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1029
Census Tract27206

Owner

1303 Sutherland Dr is owned and occupied by an individual who bought it in September 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address1303 SUTHERLAND DR, PALM HARBOR, FL 34683-4139
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Jun 10, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Sep 21, 2020Warranty Deed, Transfer · Conventional Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2020 · Amount on File
Deed SaleSep 21, 2020 · Amount on File
Prior SaleSep 20, 2005 · Amount on File
Deed Document Number2020281166
Deed Book / Page21174 / 186
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1303 SUTHERLAND DR, PALM HARBOR, FL 34683-4139
Transaction TypeMortgage
Record UpdatedAug 1, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197630879
DateSep 1, 2017
Book Page19763/0879
Instrument2017274356
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2032

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1303 SUTHERLAND DR, PALM HARBOR, FL 34683-4139
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205720161
DateJun 10, 2019
Book Page20572/0161
Instrument2019183455
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateSep 21, 2020
Property Address1303 SUTHERLAND DR, PALM HARBOR, FL 34683-4139
Document Number0211740186
Book / Page21174 / 186
Map ReferenceMB 1 PG 1A
Instrument DateSep 17, 2020
Instrument2020281166
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,996.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1225 SUTHERLAND DR, 1225, PALM HARBOR, FL 34683-4137

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 SUTHERLAND DR, PALM HARBOR, FL 34683-4139

Mortgage

Document Number0021174188
DateSep 21, 2020
Instrument21174/188
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Sutherland Dr was $5,496 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,496.00 Homeowner's exemption$338,824$519,010 Land $153,257 Building $365,753
2023$5,117.00 (+2.81%) Homeowner's exemption$319,684 (+3%)$442,490 (+5.11%) Land $164,572 Building $277,918
2022$4,977.00 Homeowner's exemption$310,373$420,971 Land $177,922 Building $243,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 Sutherland Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Sutherland Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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