1303 Soft Crossing Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1303 Soft Crossing Ln, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,980 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jan 2018)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T050300078`

Property Details

APN / Parcel Number

Primary APN	`T050300078`
Alternative APN	`2-0050-9556-00-0093.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,980 sqft Living Area
Gross Area	6,898 sqft
1st Floor Area	3,980 sqft
Basement Area	2,268 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	107 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T050300078
Street Address	1303 SOFT CROSSING LN
City	O FALLON
State	MO
Zip	63366-1481
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANORS AT DEER CREEK #2 LOT 93
Legal Subdivision	MANORS AT DEER CREEK #2
Legal Lot Number	93
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	1
Census Block	1023
Census Tract	311801

Owner

1303 Soft Crossing Ln is owned and occupied by two individuals who bought it in January 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1303 SOFT CROSSING LN, O FALLON, MO 63366-1481
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage FIRST ST BK/ST CHARLES
Jan 30, 2018	Grant Deed, Transfer FIRST ST BK/ST CHARLES
Feb 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2018 · Amount on File
Deed Sale	Jan 30, 2018 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	201855660
Deed Book / Page	6873 / 531
Prior Transfer Date	Jun 6, 2013
Prior Transfer Doc	0060370782
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1303 SOFT CROSSING LN, O FALLON, MO 63366-1481
Document Number	0000095004
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1303 SOFT CROSSING LN O FALLON MO 633661481, O FALLON, MO 63366-1481

Mortgage

Document Number	0000095004
Date	Dec 4, 2020
Instrument	95004

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 3, 2040

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 30, 2018
Property Address	1303 SOFT CROSSING LN, O FALLON, MO 63366-1481
Document Number	0068730531
Book / Page	006873 / 000531
Instrument Date	Jan 24, 2018
Instrument	55660
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1303 SOFT CROSSING LN O FALLON MO 633661481, O FALLON, MO 63366-1481

Mortgage

Document Number	68730533
Date	Jan 30, 2018
Book Page	006873/000533
Instrument	55670

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 29, 2048

February 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2017
Property Address	1303 SOFT CROSSING LN, O FALLON, MO 63366-1481
Document Number	0067042210
Book / Page	006704 / 002210
Instrument Date	Feb 21, 2017
Instrument	122100
Transaction Type	Foreclosure
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Soft Crossing Ln was $6,911, up 5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,060 (-)	$568,736 (-) Land $59,200 Building $509,536
2025	$6,911.00 (+5.01%)	$108,060	$568,736 Land $59,200 Building $509,536
2024	$6,581.00
2023		$99,922
2022			$525,907 Land $40,700 Building $485,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 Soft Crossing Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	42 (1979–2022)
Claims Outside the SFHA	6 of 42
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Soft Crossing Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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