1303 Shope Rd, Otto, NC 28763 Property Records

Macon County property record for 1303 Shope Rd, Otto, NC 28763

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1959
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jul 2022)
Tax Bill	$754 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`6580373887`

Property Details

APN / Parcel Number

Primary APN	`6580373887`
Alternative APNs	`0747795` `152848` `66333`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	824 sqft Heated Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	57,499 sqft (1.32 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	152848
Street Address	1303 SHOPE RD
City	OTTO
State	NC
Zip	28763-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ON RD 1114
Legal Subdivision	RUTH P HOLDEN
Jurisdiction	MACON NC
Township / Civil Division	SMITHBRIDGE
Census Block Group	4
Census Block	4039
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 SHOPE RD, OTTO, NC 28763-9107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Feb 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Feb 23, 2022 · Amount on Record
Deed Document Number	20225369
Deed Book / Page	41 / 2096
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 13, 2022
Property Address	1303 SHOPE RD, OTTO, NC 28763-9107
Document Number	00Y41/2096
Book / Page	Y-41 / 2096
Instrument Date	Jul 13, 2022
Instrument	2022005369
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 SHOPE RD, OTTO, NC 28763-9107

Mortgage

Document Number	2022005370
Date	Jul 13, 2022
Instrument	2022005370

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	6.15%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 23, 2022
Property Address	1303 SHOPE RD, OTTO, NC 28763-9107
Document Number	00Q41/1906
Book / Page	Q-41 / 1906
Instrument Date	Feb 23, 2022
Instrument	2022001442
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	104 CHINABERRY LN, LOUISVILLE, GA 30434-1504

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$754.00	$187,190 (+4.29%) Land $34,820 Building $152,370	$187,190 (+4.29%) Land $34,820 Building $152,370
2025	$754.00 (+1.62%)
2023	$742.00	$179,490 Land $34,820 Building $144,670	$179,490 Land $34,820 Building $144,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2009–2015)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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