1303 Sharp Dr, Lenoir City, TN 37771 Property Records

Loudon County property record for 1303 Sharp Dr, Lenoir City, TN 37771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,559 sqft · built 2022
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015K-B-008.00`

Property Details

APN / Parcel Number

Primary APN	`015K-B-008.00`
Alternative APNs	`015K B 00800 000015K` `02015KB015K00800` `053015K B 00800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,559 sqft Living Area
Gross Area	3,930 sqft
1st Floor Area	2,059 sqft
Upper Floors Area	500 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	165 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	1,371 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1303 SHARP DR
City	LENOIR CITY
State	TN
Zip	37771-6415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-S
Legal Description	SHARP EST UNIT 1 PB: B PG: 41 LOT: 10 02 017I A 017I 00800 000
Legal Subdivision	SHARP EST UNIT 1
Legal Lot Number	10
Legal Unit	1
Jurisdiction	LOUDON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4035
Census Tract	60204

Owner

1303 Sharp Dr is owned and occupied by two individuals who acquired it in October 2020.

Source: Loudon County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1303 SHARP DR, LENOIR CITY, TN 37771-6415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Oct 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 20, 2020	Quit Claim Deed, Transfer SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2020
Transfer Doc	0000011373
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	1303 SHARP DR, LENOIR CITY, TN 37771-6415
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 838, LENOIR CITY, TN 37771-0838
Investor	Possibly a Property Investor

Mortgage

Document Number	0T1521/496
Date	Apr 5, 2021
Book Page	T1521/496
Instrument	21004237

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	MADISONVILLE, TN 37354

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Mar 19, 2022

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	1303 SHARP DR, LENOIR CITY, TN 37771-6415
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T1599/474
Date	May 23, 2022
Book Page	T1599/474
Instrument	22006186

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 28, 2020
Property Address	1303 SHARP DR, LENOIR CITY, TN 37771-6415
Document Number	0000011373
Book / Page	000427 / 000766
Instrument Date	Oct 18, 2020
Instrument	11373
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 834 LENOIR CITY TN 377710834, LENOIR CITY, TN 37771-0834

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	May 20, 2020
Property Address	1303 SHARP DR, LENOIR CITY, TN 37771-6415
Document Number	0000004678
Book / Page	000422 / 000483
Instrument Date	May 19, 2020
Instrument	4678
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 ROBINSON DR LENOIR CITY TN 377726284, LENOIR CITY, TN 37772-6284

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Sharp Dr was $2,597, up 146.9% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Lenoir City
Unified School District	Lenoir City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 (+146.86%)	$111,275 (-) Land $7,100 Building $104,175	$445,100 Land $28,400 Building $416,700
2024	$1,052.00	$111,275 (-) Land $7,100 Building $104,175
2023		$111,275 (+26.99%) Land $7,100 Building $104,175
2022	$872.00	$87,625 Land $7,100 Building $80,525	$350,500 (-21.25%) Land $28,400 Building $322,100
2021			$445,100 Land $28,400 Building $416,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 Sharp Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Sharp Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LENOIR CITY UTILITY BOARD serves 34,786 people · EPA ID TN0000396
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Lenoir City Utility Board Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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