1303 S 3rd Ave, Rock Rapids, IA 51246 Property Records

Lyon County property record for 1303 S 3rd Ave, Rock Rapids, IA 51246

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1959
Lot Size	0.123 acres (5,390 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jun 2025)
Tax Bill	$1,216 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350000057810000`

Property Details

APN / Parcel Number

Primary APN	`350000057810000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
Basement Area	672 sqft
Game Room	Game Room
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,390 sqft (0.123 acres)
Lot Dimensions	98 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1303 S 3RD AVE
City	ROCK RAPIDS
State	IA
Zip	51246-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAMILY DWELLINGS
Legal Description	VAN ANNE ADD S 98' OF THE E 55' OF LOT 8
Legal Subdivision	ANNE ADD
Legal Lot Number	8
Jurisdiction	LYON IA
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2004
Census Tract	950200

Owner

1303 S 3rd Ave is owned by an individual who bought it in June 2025.

Source: Lyon County records, as of October 9, 2025

Owner of Record	Individual Name on File
Mailing Address	1806 US HIGHWAY 75, ROCK RAPIDS, IA 51246-2064
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2025 · Amount on File
Deed Sale	Jun 16, 2025 · Amount on File
Deed Document Number	2025 1379
Deed Book / Page	2025 / 1379
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON IA
Recording Date	Jun 16, 2025
Property Address	1303 S 3RD AVE, ROCK RAPIDS, IA 51246-1214
Document Number	02025/1379
Book / Page	2025 / 1379
Instrument Date	Jun 13, 2025
Instrument	2025 1379
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 US HIGHWAY 75, ROCK RAPIDS, IA 51246-2064

Mortgage

Document Number	0020251381
Date	Jun 16, 2025
Instrument	2025 1381

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lyon County
Municipality	Rock Rapids City
Unified School District	Central Lyon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,090 Land $15,020 Building $77,070	$92,090 Land $15,020 Building $77,070
2024	$1,216.00
2023		$80,010 (+62%) Land $15,020 Building $64,990	$80,010 Land $15,020 Building $64,990
2022	$828.00	$49,390 Land $15,020 Building $34,370
2021			$49,390 Land $15,020 Building $34,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1303 S 3rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 S 3rd Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Cable · Fiber in parts of the area	1,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20