1303 River St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1303 River St, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,830 sqft · built 1900
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$12,188 (Dec 2018)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`051-214-002-00`

Property Details

APN / Parcel Number

Primary APN	`051-214-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	140 ft deep x 57 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1303 RIVER ST
City	THREE RIVERS
State	MI
Zip	49093-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I-1
Legal Description	LOT 1 BLK 2 EXC E 3 FT. BUCK & THOMS ADD CITY OF 3 RIVERS.
Legal Subdivision	BUCK & THOMS ADDITION
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	2
Census Block	2008
Census Tract	40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 RIVER ST, THREE RIVERS, MI 49093-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Book / Page	1941 / 109
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	1527/0463
Record Updated	Sep 20, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 3, 2018
Property Address	1303 RIVER ST, THREE RIVERS, MI 49093-1155
Document Number	1941/0109
Book / Page	1941 / 0109
Map Reference	LB54 PG420
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Amount	Amount Recorded
Tax	$107.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15291 GLEASON RD, 15291, THREE RIVERS, MI 49093-9252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 RIVER ST, THREE RIVERS, MI 49093-1155

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,400 (-4.44%) Land $3,300 Building $59,100	$124,800 (-4.44%) Land $6,600 Building $118,200
2025	$1,430.00 (+13.4%) Homeowner's exemption	$65,300 (+37.47%) Land $3,200 Building $62,100	$130,600 (+37.47%) Land $6,400 Building $124,200
2023		$47,500 Land $2,100 Building $45,400	$95,000 Land $4,200 Building $90,800
2022	$1,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20