St. Charles County property record for 1303 New Charter Ln, O Fallon, MO 63366
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,438 sqft · built 2015 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,788 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T090300040 |
| Primary APN | T090300040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,438 sqft Living Area |
| Basement Area | 611 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Account Number | T090300040 |
|---|---|
| Old Parcel Number | T090300040 |
| Street Address | 1303 NEW CHARTER LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-1579 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | HYLAND GREEN #8 LOT 79D |
| Legal Range | 03E |
| Legal Township | 47N |
| Legal Subdivision | HYLAND GREEN #8 |
| Legal Lot Number | 79D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 311801 |
1303 New Charter Ln, a condominium, is owned and occupied by an individual who acquired it in May 2020.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1303 NEW CHARTER LN, O FALLON, MO 63366-1579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| May 29, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2020 |
| Deed Sale | May 29, 2020 |
| Prior Sale | Oct 1, 2015 · Amount on File |
| Deed Document Number | 0073062248 |
| Deed Book / Page | 6428 / 1352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1303 NEW CHARTER LN, O FALLON, MO 63366-1579 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1303 NEW CHARTER LN, O FALLON, MO 63366-1579 |
| Document Number | 0000101502 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021R-101502 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 29, 2020 |
| Property Address | 1303 NEW CHARTER LN, O FALLON, MO 63366-1579 |
| Document Number | 0073062248 |
| Book / Page | 7306 / 2248 |
| Map Reference | MB 45 PG 148 |
| Instrument Date | May 21, 2020 |
| Instrument | 20200529000352960 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1303 NEW CHARTER LN, O FALLON, MO 63366-1579 |
| Document Number | 20200529000352970 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 20200529000352970 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 306 Months |
| Due | Nov 1, 2045 |
The 2025 property tax bill for 1303 New Charter Ln was $2,788.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,788.00 | $43,202 | $227,378 |
| 2023 | $41,543 | ||
| 2022 | $218,648 Building $218,648 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1303 New Charter Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1303 New Charter Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OFALLON PWS serves 32,515 people · EPA ID MO6010588 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Verizon, Wisper ISP.
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