McHenry County property record for 1303 Merrill Ave, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,691 sqft · built 1995 |
| Lot Size | 0.258 acres (11,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jan 2023) |
| Tax Bill | $5,631 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-485-014 |
| Primary APN | 19-33-485-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,691 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Basement Area | 1,495 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,260 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1303 MERRILL AVE |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2023R0000478 LT 2 ZIMKAS RESUB MEMO: ZARATE, HUGO JR/ CARLOS, ELISA L |
| Legal Subdivision | ZIMKAS RESUB |
| Legal Tract | 1 |
| Legal Block | 485 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 871310 |
1303 Merrill Ave is owned and occupied by two individuals who bought it in January 2023.
Source: McHenry County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage LIFESTONE MORTGAGE CORP |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2023 · Amount on File |
| Deed Sale | Jan 6, 2023 · Amount on File |
| Prior Sale | May 7, 2007 · Amount on File |
| Deed Document Number | 2023478 |
| Prior Transfer Date | Oct 1, 1995 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 21, 2026 |
| Property Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Document Number | 0000027522 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202627522 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Document Number | 0000027522, |
|---|---|
| Date | Sep 21, 2026 |
| Instrument | 202627522 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 6, 2023 |
| Property Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Document Number | 0000000478 |
| Map Reference | DOC 1993R0060800 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 2023R0000478 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Document Number | 0000000479 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 2023R0000479 |
| Name | LIFESTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 1303 MERRILL AVE, ALGONQUIN, IL 60102-2536 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000018450 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021R0018450 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,631.00 | $79,992 Land $11,814 Building $68,178 | $239,976 Land $35,442 Building $204,534 |
| 2022 | Homeowner's exemption | $103,354 Land $8,859 Building $94,495 | $310,062 Land $26,577 Building $283,485 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1303 Merrill Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1303 Merrill Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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