Clay County property record for 1303 Lance Cove Rd, Hayesville, NC 28904
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | Trust Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 553100815942 |
| Primary APN | 553100815942 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,549 sqft (0.334 acres) |
|---|
| Account Number | 12396302 |
|---|---|
| Street Address | 1303 LANCE COVE RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7734 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LANCE COVE RD |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950202 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 20 FRANK HILL DR, HAYESVILLE, NC 28904-4653 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $1,400 (+133.33%) Land $1,400 | $1,400 (+133.33%) Land $1,400 |
| 2025 | $600 (-) Land $600 | $600 (-) Land $600 |
| 2023 | $600 Land $600 | $600 Land $600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: Blue Ridge Mountain EMC.
4G LTE only, no 5G reported
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