1303 James St, Florence, AL 35630 Property Records

Lauderdale County property record for 1303 James St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,151 sqft · built 1951
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Jan 2025)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jul 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-3-002-037-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-3-002-037-000`
Alternative APNs	`102277` `090208` `46657`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	1,151 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	117 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	102277
Street Address	1303 JAMES ST
City	FLORENCE
State	AL
Zip	35630-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	65 X 128 IRR WOODLAND TERRACE BLK 2 LOT 22 SEC 02 T3S R11W .29 AC/C PB 2 PG 142
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	WOODLAND TERRACE
Legal Block	2
Legal Lot Number	22
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1031
Census Tract	11000

Owner

1303 James St is owned by an individual who bought it in January 2025.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Jul 5, 2022	Survivorship Deed, Transfer
May 2, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2025 · Amount on File
Deed Sale	Jan 27, 2025 · Amount on File
Prior Sale	Jul 5, 2022 · Amount on File
Deed Document Number	0020253304
Deed Book / Page	2025 / 3304
Record Updated	Jun 8, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 27, 2025
Property Address	1303 JAMES ST, FLORENCE, AL 35630-2314
Document Number	02025/3304
Book / Page	2025 / 3304
Map Reference	MB 2 PG 142
Instrument Date	Jan 14, 2025
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15395 SANDERSON RD, HARVEST, AL 35749-7070

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202503306
Date	Jan 27, 2025
Instrument	2025/03306

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 5, 2022
Property Address	1303 JAMES ST, FLORENCE, AL 35630-2314
Document Number	2022/37933
Book / Page	2022 / 37933
Map Reference	MB 2 PG 142
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 MAGNOLIA DR, 302, MUSCLE SHOALS, AL 35661-4846

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15395 SANDERSON RD, HARVEST, AL 35749-7070

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 2, 2019
Property Address	1303 JAMES ST, FLORENCE, AL 35630-2314
Document Number	2019/17589
Book / Page	2019 / 17589
Instrument Date	Apr 25, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 W BLUE HERON DR, KILLEN, AL 35645-7582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 LAUREL OAK DR, MUSCLE SHOALS, AL 35661-2964

Mortgage

Document Number	2019/17591
Date	May 2, 2019
Book Page	2019/17591

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1303 James St was $1,014, up 7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+6.96%)	$20,700 (+6.92%)	$104,840 (+8.35%) Land $10,700 Building $94,140
2024	$948.00 (+124.11%)	$19,360 (+2,32%) Land $1,780 Building $17,580	$96,760 (+11.94%) Land $8,900 Building $87,860
2023	$423.00 (-46.59%)	$800 (-95.06%) Land $800	$86,440 (+6.85%) Land $8,000 Building $78,440
2022	$792.00	$16,180	$80,900 Land $8,700 Building $72,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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