1303 Greppen Pass, Winter Haven, FL 33881 Property Records

Polk County property record for 1303 Greppen Pass, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,696 sqft · built 2023
Lot Size	0.145 acres (6,329 sqft)
Owner	2 Individual Names on File
Last Sale	$298,966 (Jan 2024)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-02-522106-002070`

Property Details

APN / Parcel Number

Primary APN	`26-28-02-522106-002070`
Alternative APN	`022826522106002070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
Gross Area	2,137 sqft
1st Floor Area	1,696 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,329 sqft (0.145 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	65 sqft

Location & Zoning

Street Address	1303 GREPPEN PASS
City	WINTER HAVEN
State	FL
Zip	33881-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE II PB 195 PG 5-8 LOT 207
Legal Subdivision	LAKE LUCERNE II
Legal Block	2
Legal Lot Number	207
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2026
Census Tract	12803

Owner

1303 Greppen Pass is owned and occupied by two individuals who bought it in January 2024.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 4, 2024	Special Warranty Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2024 · Amount on File
Deed Sale	Jan 4, 2024 · Amount on File
Deed Document Number	20242553
Deed Book / Page	12962 / 1757
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447

Mortgage

Document Number	0000252039
Date	Oct 24, 2025
Book Page	13752/489
Instrument	2025252039

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2055

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447

Mortgage

Document Number	0000238802
Date	Oct 10, 2025
Book Page	13732/1766
Instrument	2025238802

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2055

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 4, 2024
Property Address	1303 GREPPEN PASS, WINTER HAVEN, FL 33881-9447
Document Number	0000002553
Book / Page	12962 / 1757
Map Reference	MB 195 PG 5
Instrument Date	Dec 18, 2023
Instrument	2024002553
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 100, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 DELIA DR, HUDSONVILLE, MI 49426-9818

Mortgage

Document Number	0129621759
Date	Jan 4, 2024
Instrument	12962/1759

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1303 Greppen Pass was $4,820.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,932 (-6.89%) Land $62,000 Building $173,932	$235,932 (-6.89%) Land $62,000 Building $173,932
2025	$4,820.00	$253,388 (-15.25%) Land $62,000 Building $191,388	$253,388 Land $62,000 Building $191,388
2024		$298,966
			$298,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 Greppen Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Greppen Pass is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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