1303 E Elm St, Jefferson City, MO 65101 Property Records

Cole County property record for 1303 E Elm St, Jefferson City, MO 65101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1948
Lot Size	0.104 acres (4,530 sqft)
Owner	2 Individual Names on File
Last Sale	$129,675 (Apr 2026)
Tax Bill	$424 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-17-0004-002-018`

Property Details

APN / Parcel Number

Primary APN	`11-04-17-0004-002-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
1st Floor Area	756 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	114 ft deep x 40 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1303 E ELM ST
City	JEFFERSON CITY
State	MO
Zip	65101-4140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS4
Legal Description	CITY OF JEFFERSON OUTLOT PT. OL63; BEG 170' NW E LINE OL63 ON N LINE E ELM; NW 40'; NE 110'; SE 40'; SW 114' POB
Legal Range	11W
Legal Township	44N
Legal Section	17
Legal Subdivision	CITY OF JEFFERSON OUTLOT
Legal Lot Number	63
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3001
Census Tract	10402

Owner

1303 E Elm St is owned by two individuals who bought it in April 2026.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	335 BROOKSTONE DR, HOLTS SUMMIT, MO 65043-2649
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit CENTRAL TRUST BANK
Feb 7, 2024	Deed of Trust, Mortgage CITY OF JEFFERSON
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDWESTERN TITLE, MIDWEST TITLE
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage MIDWESTERN TITLE, MIDWEST TITLE
Jan 23, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
May 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on File
Deed Sale	Apr 10, 2026 · Amount on File
Prior Sale	Jan 23, 2024 · Amount on File
Deed Document Number	20263110
Deed Book / Page	779 / 248
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000751/108
Date	Jul 6, 2023
Book Page	751/108
Instrument	202304994

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 4, 2043

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000756/578
Date	Feb 7, 2024
Book Page	756/578
Instrument	202400824

Lender

Name	CITY OF JEFFERSON
Address	320 E MCCARTY ST, JEFFERSON CITY, MO 65101

Agreement

Amount	Amount on Record

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 10, 2026
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Document Number	0000003110
Book / Page	779 / 248
Instrument Date	Apr 9, 2026
Instrument	20263110
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 BROOKSTONE DR, HOLTS SUMMIT, MO 65043-2649

Mortgage

Document Number	0000003111,
Date	Apr 10, 2026
Instrument	20263111

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 10, 2026
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Document Number	000779/248
Book / Page	779 / 248
Instrument Date	Apr 9, 2026
Instrument	20263110
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MIDWESTERN TITLE, MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 BROOKSTONE DR, HOLTS SUMMIT, MO 65043-2649

Mortgage

Document Number	0000003111,
Date	Apr 10, 2026
Instrument	20263111

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Jan 23, 2024
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Document Number	000756/232
Book / Page	756 / 232
Instrument Date	Jan 19, 2024
Instrument	202400460
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140

Mortgage

Document Number	000756/233
Date	Jan 23, 2024
Book Page	756/233
Instrument	202400461

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	May 31, 2023
Property Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140
Document Number	000750/216
Book / Page	750 / 216
Instrument Date	May 30, 2023
Instrument	202304022
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 E ELM ST, JEFFERSON CITY, MO 65101-4140

Tax Assessment & Valuation

The 2025 property tax bill for 1303 E Elm St was $424, up 5% from the year before.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Municipality	Jefferson City
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,100 (+4.57%) Land $1,400 Building $5,700
2025	$424.00 (+4.95%)	$6,790 Land $1,330 Building $5,460	$37,500 Land $7,400 Building $30,100
2024	$404.00
2023		$6,790 Land $1,330 Building $5,460	$35,700 Land $7,000 Building $28,700
2022	$387.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1303 E Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 E Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN JEFFERSON CITY DISTRICT private · serves 30,075 people · EPA ID MO3010409
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 1,000
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, Wisper ISP.

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