1303 Combs St, Shelby, NC 28152 Property Records

Cleveland County property record for 1303 Combs St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,173 sqft · built 1986
Lot Size	0.7 acres (30,520 sqft)
Owner	Individual Name on Record
Tax Bill	$1,716 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40245`

Property Details

APN / Parcel Number

Primary APN	`40245`
Alternative APN	`1138549`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,173 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	30,520 sqft (0.7 acres)
Lot Dimensions	280 ft deep x 109 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1138549
Street Address	1303 COMBS ST
City	SHELBY
State	NC
Zip	28152-6168
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#3 PB16-112 SOUTH OAK SEC II
Legal Subdivision	SOUTH OAK
Legal Block	1
Legal Lot Number	14
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4001
Census Tract	951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1303 COMBS ST, SHELBY, NC 28152-6168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	1303 COMBS ST, SHELBY, NC 28152-6168
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018082552
Date	Mar 6, 2020
Book Page	1808/2552
Instrument	200036848

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	CLOVER, SC 29710

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,716.00 (+2.51%)	$168,327 (-) Land $17,549 Building $150,778	$168,327 (-) Land $17,549 Building $150,778
2025	$1,674.00	$168,327 (+62.27%) Land $17,549 Building $150,778	$168,327 (+62.27%) Land $17,549 Building $150,778
2023		$103,735 Land $12,535 Building $91,200	$103,735 Land $12,535 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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