1303 Bryan Valley Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1303 Bryan Valley Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,781 sqft · built 1998
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$136,700 (Dec 2000)
Tax Bill$4,287 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNA964000176

Property Details

APN / Parcel Number

Primary APNA964000176
Alternative APN
  • 4-0053-7345-00-0001.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,781 sqft Living Area
Gross Area3,970 sqft
1st Floor Area1,781 sqft
Basement Area1,769 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area54 sqft
Deck AreaDeck Area
Patio Area256 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA964000176
Street Address1303 BRYAN VALLEY DR
CityO FALLON
StateMO
Zip63366-3468
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionBRYAN VALLEY #1 LOT 1
Legal SubdivisionBRYAN VALLEY #1
Legal Lot Number1
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3000
Census Tract311907

Owner

Source: St. Charles County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jul 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Oct 12, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2000 · Amount on Record
Deed SaleDec 22, 2000 · Amount on Record
Prior SaleDec 22, 2000 · Amount on Record
Deed Document Number200078589
Deed Book / Page2479 / 1992
Prior Transfer DateMar 30, 1999
Prior Transfer Doc0000030204
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateAug 28, 2026
Property Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468
Document Number0000041382
Instrument DateAug 18, 2026
Instrument202641382
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468

Mortgage

Document Number0000041382,
DateAug 28, 2026
Instrument202641382
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueSep 2, 2066
Interest
Max Rate-1%

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJul 1, 2026
Property Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468
Document Number0000030732
Instrument DateJun 23, 2026
Instrument202630732
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468

Mortgage

Document Number0000030732,
DateJul 1, 2026
Instrument202630732
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 BRYAN VALLEY DR, O FALLON, MO 63366-3468

Mortgage

Document Number0000055779
DateOct 12, 2022
Instrument2022R-055779
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term474 Months
DueApr 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,738 (-)$330,203 (-) Land $48,000 Building $282,203
2025$4,287.00$62,738 (+3.76%)$330,203 (+3.77%) Land $48,000 Building $282,203
2023$60,462
2022$318,221 Land $36,000 Building $282,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, Gateway Fiber.

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