1303 Baker St, Troy, TN 38260 Property Records

Obion County property record for 1303 Baker St, Troy, TN 38260

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,274 sqft · built 1992
Lot Size	0.382 acres (16,625 sqft)
Owner	2 Individual Names on File
Last Sale	$70,500 (Mar 2009)
Tax Bill	$724 (2018)
Deeds & Mortgages	Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`066093N A 03000`

Property Details

APN / Parcel Number

Primary APN	`066093N A 03000`
Alternative APN	`093N A 03000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,625 sqft (0.382 acres)
Lot Dimensions	133 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1303 BAKER ST
City	TROY
State	TN
Zip	38260-5924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROLLING HILLS-POLK RD 11
Legal Subdivision	ROLLING HILLS-POLK RD
Legal Lot Number	11
Jurisdiction	OBION TN
Township / Civil Division	6
Census Block Group	3
Census Block	3042
Census Tract	965400

Owner

1303 Baker St is owned and occupied by two individuals who bought it in March 2009.

Source: Obion County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1303 BAKER ST, TROY, TN 38260-5924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2009 · Amount on File
Deed Sale	Mar 12, 2009 · Amount on File
Prior Sale	Jul 28, 2006
Deed Book / Page	28 / 168
Transfer Doc	00026V0917
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OBION TN
Property Address	1303 BAKER ST, TROY, TN 38260-5924
Transaction Type	Mortgage
Record Updated	Feb 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065647
Date	Jan 20, 2021
Book Page	273/103
Instrument	65647

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jan 19, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Obion County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Obion County
Municipality	Troy Town
Unified School District	Obion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,325 Land $2,500 Building $27,825
2023		$30,325 (+50.68%) Land $2,500 Building $27,825	$121,300 (+50.68%) Land $10,000 Building $111,300
2022		$20,125 Land $2,500 Building $17,625	$80,500 Land $10,000 Building $70,500
2018	$724.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 Baker St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 24, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Baker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY WATER SYSTEM serves 2,096 people · EPA ID TN0000712
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gibson Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20