1303 Access Rd, Troy, IL 62294 Property Records

Madison County property record for 1303 Access Rd, Troy, IL 62294 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 560 sqft · built 1967
Lot Size0.881 acres (38,400 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Aug 2023)
Tax Bill$4,246 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Sep 2022 Mortgage
+ 1 more
APN09-2-22-15-13-302-002

Property Details

APN / Parcel Number

Primary APN09-2-22-15-13-302-002

Interior

Bedrooms4 Beds
Full Baths5 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area560 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1985
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area38,400 sqft (0.881 acres)
Lot Dimensions240 ft deep x 160 ft wide
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1303 ACCESS RD
CityTROY
StateIL
Zip62294-2531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTEELECREST COUNTRY EST. LOT 15 EXC 160 X 240
Legal SubdivisionSTEELCREST CNTRY ESTATES
Legal Lot Number15
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1042
Census Tract403532

Owner

Source: Madison County records · APN 09-2-22-15-13-302-002

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1303 ACCESS RD, TROY, IL 62294-2531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Warranty Deed, Transfer · Conventional Mortgage
FLAT BRANCH MORTGAGE INC
Sep 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
SCOTT CU
Oct 26, 2020Warranty Deed, Transfer · FHA Mortgage
CARROLLTON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2023 · Amount on Record
Deed SaleAug 17, 2023 · Amount on Record
Prior SaleOct 26, 2020 · Amount on Record
Deed Document Number202321861
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateAug 17, 2023
Property Address1303 ACCESS RD, TROY, IL 62294-2531
Document Number0000021861
Map ReferencePB 35 PG 123
Instrument DateAug 11, 2023
Instrument2023R21861
Transaction TypeTransfer
Record UpdatedSep 07, 2023
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1303 ACCESS RD, TROY, IL 62294-2531

Mortgage

Document Number0000021862
DateAug 17, 2023
Instrument2023R21862
Lender
NameFLAT BRANCH MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeFixed Rate
Rate7.13%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address1303 ACCESS RD, TROY, IL 62294-2531
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029329
DateSep 06, 2022
Instrument2022R29329
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 05, 2047
Interest
Rate TypeFixed Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateOct 26, 2020
Property Address1303 ACCESS RD, TROY, IL 62294-2531
Document Number0000038701
Map ReferencePB 35 PG 123
Instrument DateOct 15, 2020
Instrument2020R38701
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyTOWN & COUNTRY TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$237.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1303 ACCESS RD, TROY, IL 62294-2531

Mortgage

Document Number0000038702
DateOct 26, 2020
Instrument2020R38702
Lender
NameCARROLLTON BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate2.25%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,246.00 (+7.14%)$72,310 (+28.3%) Land $19,350 Building $52,960$216,930 (+28.17%) Land $58,050 Building $158,880
2024$3,963.00 (+14.31%)
2022$3,467.00$56,360 Land $15,080 Building $41,280$169,249 Land $45,285 Building $123,964

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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