1303 7th St, Harvard, IL 60033 Property Records

McHenry County property record for 1303 7th St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,708 sqft)
Owner	Owner Name on File
Last Sale	$128,000 (Jul 2004)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-377-015`

Property Details

APN / Parcel Number

Primary APN	`01-26-377-015`

Exterior

Lot Area	7,708 sqft

Location & Zoning

Street Address	1303 7TH ST
City	HARVARD
State	IL
Zip	60033-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0068416 LT 15 /EX DOC 1994R0070454/ HENSONS ADDN TO HARVARD
Legal Range	05E
Legal Township	46N
Legal Section	26
Legal Subdivision	HENSONS ADD
Legal Block	377
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	1
Census Block	1040
Census Tract	870301

Owner

The current owner of 1303 7th St bought it in July 2004.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Owner Name on File
Mailing Address	1303 7TH ST, HARVARD, IL 60033-3647
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2004 · Amount on File
Deed Sale	Jul 28, 2004 · Amount on File
Prior Sale	Jul 16, 2001
Deed Document Number	2004R0068416
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1303 7TH ST, HARVARD, IL 60033-3647
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042708
Date	Aug 5, 2021
Instrument	2021R0042708

Lender

Name	SAUK VALLEY BANK & TRUST COMPANY
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$50,595 Land $7,902 Building $42,693	$151,785 Land $23,706 Building $128,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1303 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 7th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20