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13028 Carriage Rd, Poway, CA 92064 Property Records

San Diego County property record for 13028 Carriage Rd, Poway, CA 92064 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,934 sqft · built 2011
Lot Size0.233 acres (10,142 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Aug 2011)
Tax Bill$8,391 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN317-490-89-00

Property Details

APN / Parcel Number

Primary APN317-490-89-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,934 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area10,142 sqft (0.233 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address13028 CARRIAGE RD
CityPOWAY
StateCA
Zip92064-5505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 3 (EX ST) TR PM20792
Legal SubdivisionPARCEL MAP NO 7938
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract17048

Owner

Source: San Diego County records · APN 317-490-89-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13028 CARRIAGE RD, POWAY, CA 92064-5505
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HM MTG
May 20, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2011 · Amount on Record
Deed SaleAug 17, 2011 · Amount on Record
Deed Document Number2011421982
Last Transfer DateSep 25, 2020
Transfer Doc0000665719
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address13028 CARRIAGE RD, POWAY, CA 92064-5505
Document Number0000666900
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 05, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13028 CARRIAGE RD POWAY CA 920645505, POWAY, CA 92064-5505

Mortgage

Document Number0000666900
DateOct 28, 2020
Instrument666900
Lender
NameCOMMERCE HM MTG
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2050

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 20, 2020
Property Address13028 CARRIAGE RD, POWAY, CA 92064-5505
Document Number0000256539
Map ReferenceDOC 2010-0318224
Instrument DateMay 15, 2020
Instrument2020-0256539
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address13028 CARRIAGE RD, POWAY, CA 92064-5505

Mortgage

Document Number0000256540
DateMay 20, 2020
Instrument2020-0256540
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityPoway City
Unified School DistrictPoway Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$787,144 (+6.13%) Land $364,871 Building $422,273
2025$8,391.00 (+4.93%) Homeowner's exemption$741,711 (+4.04%) Land $357,717 Building $383,994
2023$7,997.00 (+1.69%) Homeowner's exemption$712,911 Land $343,827 Building $369,084
2022$7,864.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170481, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimFeb 1980, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 500
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

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