13027 Rd 232, Cecil, OH 45821 Property Records

Paulding County property record for 13027 Rd 232, Cecil, OH 45821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,325 sqft · built 1960
Lot Size	3.48 acres (151,850 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Jul 2018)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Oct 2016 Mortgage Mar 2012 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`16-06S-017-03`

Property Details

APN / Parcel Number

Primary APN	`16-06S-017-03`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	2,650 sqft
Basement Area	1,325 sqft
Unfinished Basement	1,325 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	151,850 sqft (3.48 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	303 sqft
Patio Area	994 sqft
Canopy	143 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	13027 ROAD 232
City	CECIL
State	OH
Zip	45821-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4SW1/4 EMERALD TWP S-6
Jurisdiction	PAULDING OH
Township / Civil Division	EMERALD
Census Block Group	1
Census Block	1009
Census Tract	960100

Owner

13027 Rd 232 is owned and occupied by an individual who acquired it in June 2023.

Source: Paulding County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	13027 ROAD 232, CECIL, OH 45821-9418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2016	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Mar 1, 2012	Deed of Trust, Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Jul 12, 2023	Intrafamily Transfer, Transfer
Oct 18, 2017	Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO
Nov 7, 2018	Transfer on Death Deed, Transfer
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Feb 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2018 · Amount on File
Deed Sale	Jul 16, 2018 · Amount on File
Prior Sale	Feb 24, 2017 · Amount on File
Deed Document Number	20181619
Deed Book / Page	584 / 952
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000614/95
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00575/0001
Date	Oct 31, 2016
Book Page	575/0001
Instrument	201600002692

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2031

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00550/0047
Date	Mar 1, 2012
Book Page	550/0047
Instrument	201200000580

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2022

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00580/1037
Date	Oct 18, 2017
Book Page	580/1037
Instrument	201700002491

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAULDING OH
Recording Date	Jul 12, 2023
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Document Number	0000614/95
Book / Page	614 / 95
Instrument Date	Jun 29, 2023
Instrument	202300001421
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13027 ROAD 232, CECIL, OH 45821-9418

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	580/1037
Date	Oct 18, 2017
Book Page	580/1037
Instrument	201700002491

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	PAULDING, OH 45879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PAULDING OH
Recording Date	Nov 7, 2018
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Document Number	00586/1412
Book / Page	586 / 1412
Instrument Date	Nov 6, 2018
Instrument	201800002781
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13027 ROAD 232, CECIL, OH 45821-9418

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Jul 16, 2018
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Document Number	00584/0952
Book / Page	584 / 0952
Instrument Date	Jun 18, 2018
Instrument	201800001619
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13027 ROAD 232, CECIL, OH 45821-9418

Mortgage

Document Number	201800001620
Date	Jul 16, 2018
Instrument	201800001620

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAULDING OH
Recording Date	Feb 24, 2017
Property Address	13027 ROAD 232, CECIL, OH 45821-9418
Document Number	00576/1950
Book / Page	576 / 1950
Instrument Date	Nov 29, 2016
Instrument	201700000434
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S WALNUT ST, BRYAN, OH 43506-2146

Tax Assessment & Valuation

The 2025 property tax bill for 13027 Rd 232 was $2,290 with a homeowner's exemption, up 24.2% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Emerald Township
Unified School District	Paulding Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+24.19%) Homeowner's exemption	$71,340 (+30.56%) Land $12,920 Building $58,420	$203,800 Land $36,900 Building $166,900
2024	$1,844.00 (+3.48%) Homeowner's exemption	$54,640 (-) Land $9,940 Building $44,700
2023	$1,782.00 (-2.41%)	$54,640 (-) Land $9,940 Building $44,700
2022	$1,826.00	$54,640 Land $9,940 Building $44,700	$156,100 Land $28,400 Building $127,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13027 Rd 232 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13027 Rd 232 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sherwood Mutual Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 232

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