13023 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 13023 Phillips Rd, Matthews, NC 28105

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,015 sqft · built 2003
Lot Size0.274 acres (11,962 sqft)
OwnerIndividual Name on Record
Last Sale$199,000 (Dec 2003)
Tax Bill$3,802 (2023)
Deeds & MortgagesApr 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN193-334-68

Property Details

APN / Parcel Number

Primary APN193-334-68

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,015 sqft Heated Area
Gross Area2,505 sqft
1st Floor Area2,015 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area11,962 sqft (0.274 acres)
Garage Area462 sqft
PorchPorch
Porch Area28 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number193-334-68
Street Address13023 PHILLIPS RD
CityMATTHEWS
StateNC
Zip28105-4023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionL97 M39-67
Legal SubdivisionMILLSTONE RDG PH 01 MAP 01
Legal Lot Number97
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group1
Census Block1002
Census Tract5709

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13023 PHILLIPS RD, MATTHEWS, NC 28105-4023
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2003 · Amount on Record
Deed SaleDec 16, 2003 · Amount on Record
Prior SaleOct 10, 2003 · Amount on Record
Deed Document Number0016561684
Deed Book / Page16561 / 684
Record UpdatedJun 7, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address13023 PHILLIPS RD, MATTHEWS, NC 28105-4023
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048208
DateApr 6, 2020
Book Page34444/613
Instrument2020048208
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMatthews Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims6 (1982–2015)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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