13020 Binnion Dr, Dover, FL 33527 Property Records

Hillsborough County property record for 13020 Binnion Dr, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,156 sqft · built 2020
Lot Size	0.902 acres (39,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$68,000 (Nov 2013)
Tax Bill	$8,601 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081574-0100`

Property Details

APN / Parcel Number

Primary APN	`081574-0100`
Alternative APN	`U192821ZZZ000003636200`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,156 sqft Living Area
Gross Area	4,247 sqft
1st Floor Area	1,826 sqft
Upper Floors Area	1,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	39,278 sqft (0.902 acres)
Garage Type	Attached
Garage Area	575 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	Deck Area
Patio Area	248 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0815740100
Street Address	13020 BINNION DR
City	DOVER
State	FL
Zip	33527-3661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AS-1
Legal Description	E 272.25 FT OF S 160 FT OF N 320 FT OF E 1/2 OF S 1/2 OF SE 1/4 OF NE 1/4 LESS RD R/W
Legal Range	21E
Legal Township	28S
Legal Section	19
Legal Subdivision	UNPLATTED
Legal Tract	ZZZ
Legal Block	3
Legal Lot Number	63620
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	1
Census Block	1001
Census Tract	10304

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13020 BINNION DR, DOVER, FL 33527-3661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 16, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
May 23, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jan 29, 2020	Loan Modification, Mortgage 1ST SIGNATURE LNDG
May 8, 2018	Quit Claim Deed, Transfer · VA Mortgage 1ST SIGNATURE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Prior Sale	Oct 9, 2012
Deed Document Number	2013432731
Deed Book / Page	22262 / 1397
Last Transfer Date	Apr 17, 2018
Transfer Doc	0000183009
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	13020 BINNION DR, DOVER, FL 33527-3661
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13020 BINNION DR, DOVER, FL 33527-3661

Mortgage

Document Number	0000097850
Date	Mar 13, 2026
Instrument	2026097850

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	13020 BINNION DR, DOVER, FL 33527-3661
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13020 BINNION DR, DOVER, FL 33527-3661

Mortgage

Document Number	0000356699
Date	Jul 16, 2021
Instrument	2021356699

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	13020 BINNION DR, DOVER, FL 33527-3661
Document Number	0000234572
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13020 BINNION DR DOVER FL 335273661, DOVER, FL 33527-3661

Mortgage

Document Number	0000234572
Date	Jun 10, 2020
Instrument	234572

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HILLSBOROUGH FL
Property Address	13020 BINNION DR, DOVER, FL 33527-3661
Document Number	0000104142
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13020 BINNION DR DOVER FL 335273661, DOVER, FL 33527-3661

Mortgage

Document Number	0000104142
Date	Mar 14, 2020
Instrument	104142

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 8, 2018
Property Address	13020 BINNION DR, DOVER, FL 33527-3661
Document Number	0257521133
Book / Page	025752 / 001133
Instrument Date	Apr 14, 2018
Instrument	183009
Transaction Type	Transfer
Record Updated	Apr 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13020 BINNION DR DOVER FL 335273661, DOVER, FL 33527-3661

Mortgage

Document Number	257521137
Date	May 8, 2018
Book Page	025752/001137
Instrument	183010

Lender

Name	1ST SIGNATURE LNDG
Address	INDIANAPOLIS, IN 46256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,319 (+2.7%)	$605,170 (-1.5%) Land $62,000 Building $543,170
2025	$8,601.00 (+8.53%) Homeowner's exemption	$480,350 (+5.99%)	$614,360 (+4.95%) Land $57,000 Building $557,360
2024	$7,925.00 (+3.31%)
2023	$7,671.00 (+3.69%) Homeowner's exemption	$453,216 (+3%)	$585,363 (+6.73%) Land $48,000 Building $537,363
2022	$7,398.00 Homeowner's exemption	$440,016	$548,428 Land $41,500 Building $506,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	33 (1988–2024)
Claims Outside the SFHA	1 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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