St. Clair County property record for 1302 Winding Creek Ct, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 1,053 sqft · built 1993 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,368 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more |
| APN | 04-20-0-106-018 |
| Primary APN | 04-20-0-106-018 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,053 sqft Living Area |
| Basement Area | 1,287 sqft |
| Unfinished Basement | 1,287 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Mixed |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 288 sqft |
| Deck Area | 253 sqft |
| Patio Area | 253 sqft |
| Cooling System | Central |
|---|
| Street Address | 1302 WINDING CREEK CT |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDING CREEK ESTATES LOT/SEC-10 A02854508 |
| Legal Subdivision | WINDING CREEK |
| Legal Block | 106 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 504353 |
1302 Winding Creek Ct is owned and occupied by an individual who acquired it in July 2025.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1302 WINDING CREEK CT, O FALLON, IL 62269-6704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Mar 26, 2021 | Warranty Deed, Transfer · VA Mortgage DELMAR FINANCIAL |
| May 28, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME CHOICE FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2025 |
| Deed Sale | Jul 23, 2025 |
| Prior Sale | May 6, 2021 · Amount on File |
| Deed Document Number | 20252854508 |
| Prior Transfer Date | Jul 19, 2025 |
| Prior Transfer Doc | 0002854508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 6, 2021 |
| Property Address | 1302 WINDING CREEK CT, O FALLON, IL 62269-6704 |
| Document Number | A02698957 |
| Instrument Date | Apr 14, 2021 |
| Instrument | A02698957 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | CENTRAL ILLINOIS TITLE, E CENTRAL ILLINOIS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1302 WINDING CREEK CT, O FALLON, IL 62269-6704 |
| Document Number | A02698958 |
|---|---|
| Date | May 6, 2021 |
| Instrument | A02698958 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 26, 2021 |
| Property Address | 1302 WINDING CREEK CT, O FALLON, IL 62269-6704 |
| Document Number | A02693085 |
| Map Reference | MB 103 PG 67 |
| Instrument Date | Mar 18, 2021 |
| Instrument | A02693085 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | COMMUNITY TITLE SHILOH LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8513 TREYBROOKE PL, O FALLON, IL 62269-4126 |
| Investor | Possibly a Property Investor |
| Document Number | A02693086 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | A02693086 |
| Name | DELMAR FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1302 WINDING CREEK CT, O FALLON, IL 62269-6704 |
| Document Number | 00A2653704 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1302 WINDING CREEK CT O FALLON IL 622696704, O FALLON, IL 62269-6704 |
| Document Number | 00A2653704 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2653704 |
| Name | PRIME CHOICE FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 8, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 1302 Winding Creek Ct was $10,368, up 8.4% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,368.00 (+8.41%) | $143,838 (+9.62%) Land $35,084 Building $108,754 | $431,514 (+9.62%) Land $105,252 Building $326,262 |
| 2024 | $9,564.00 | $131,215 Land $32,005 Building $99,210 | $393,645 Land $96,015 Building $297,630 |
| 2022 | $107,070 Land $26,116 Building $80,954 | $321,210 Land $78,348 Building $242,862 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1302 Winding Creek Ct; there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1302 Winding Creek Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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